Clark County property record for 261 W Harding Rd, Springfield, OH 45504
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1941 |
| Lot Size | 0.285 acres (12,445 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Jul 2014) |
| Tax Bill | $3,400 (2024) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-07-00036-301-008 |
| Primary APN | 340-07-00036-301-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 12,445 sqft (0.285 acres) |
| Lot Dimensions | 131 ft deep x 95 ft wide |
| Garage Area | 360 sqft |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 261 W HARDING RD |
|---|---|
| City | SPRINGFIELD |
| State | OH |
| Zip | 45504-1368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWOOD ALL 11321 E 1/2 11320; 11321 11320 |
| Legal Subdivision | RIDGEWOOD |
| Legal Block | 301 |
| Jurisdiction | CLARK OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 3700 |
Source: Clark County records · APN 340-07-00036-301-008
Assessment roll updated August 8, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 261 W HARDING RD, SPRINGFIELD, OH 45504-1368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP |
| Jun 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2014 · Amount on Record |
| Deed Sale | Jul 22, 2014 · Amount on Record |
| Prior Sale | Jul 22, 2014 · Amount on Record |
| Deed Document Number | 0000009517 |
| Deed Book / Page | 2032 / 1242 |
| Last Transfer Date | Jun 25, 2019 |
| Transfer Doc | 0000007734 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 261 W HARDING RD, SPRINGFIELD, OH 45504-1368 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 261 W HARDING RD, SPRINGFIELD, OH 45504-1368 |
| Document Number | 0000012078 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 2229/3833 |
| Instrument | 202300012078 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 261 W HARDING RD, SPRINGFIELD, OH 45504-1368 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014022 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 2178/3354 |
| Instrument | 202000014022 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLARK OH |
| Recording Date | Jun 25, 2019 |
| Property Address | 261 W HARDING RD, SPRINGFIELD, OH 45504-1368 |
| Document Number | 0000007734 |
| Book / Page | 2158 / 3181 |
| Map Reference | MB 8 PG 13 |
| Instrument Date | Apr 09, 2019 |
| Instrument | 201900007734 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | COSMOPOLITAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 261 W HARDING RD, SPRINGFIELD, OH 45504-1368 |
| Document Number | 0000007735 |
|---|---|
| Date | Jun 25, 2019 |
| Instrument | 201900007735 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 01, 2049 |
Source: Clark County records · Assessment roll updated August 8, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clark County |
| Municipality | Springfield City |
| Unified School District | Springfield City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,500 (+21.46%) Land $20,990 Building $60,510 | $232,870 (+21.47%) Land $59,980 Building $172,890 | |
| 2024 | $3,400.00 (+0.15%) | ||
| 2023 | $67,100 Land $18,290 Building $48,810 | ||
| 2022 | $3,395.00 | $191,710 Land $52,260 Building $139,450 |
Source: FEMA National Flood Hazard Layer as of February 17, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jun 1980 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 458 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD CITY PWS serves 60,680 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures