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207 W Harding Rd, Springfield, OH 45504 Property Records

Clark County property record for 207 W Harding Rd, Springfield, OH 45504 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,908 sqft · built 1926
Lot Size0.265 acres (11,522 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Sep 2007)
Tax Bill$8,072 (2025)
Deeds & MortgagesJun 2026 Mortgage
Nov 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN340-07-00036-302-004

Property Details

APN / Parcel Number

Primary APN340-07-00036-302-004

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,908 sqft Living Area
Gross Area2,286 sqft
1st Floor Area836 sqft
AtticAttic
Attic Area604 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area11,522 sqft (0.265 acres)
Lot Dimensions192 ft deep x 60 ft wide
View / LotHighway
Garage TypeAttached
Garage Area378 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area84 sqft
Deck Area196 sqft
Patio Area392 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address207 W HARDING RD
CitySPRINGFIELD
StateOH
Zip45504-1345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEWOOD ALL 11269
Legal SubdivisionRIDGEWOOD
Legal Block302
Legal Lot Number4
JurisdictionCLARK OH
Township / Civil DivisionSPRINGFIELD
Census Block Group4
Census Block4001
Census Tract3700

Owner

Source: Clark County records · APN 340-07-00036-302-004

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address207 W HARDING RD, SPRINGFIELD, OH 45504-1345
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Nov 28, 2022Deed of Trust, Mortgage · Line of Credit
MYUSA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2007 · Amount on Record
Deed SaleSep 18, 2007 · Amount on Record
Prior SaleSep 11, 2006 · Amount on Record
Deed Document Number200718259
Deed Book / Page1829 / 179
Last Transfer DateJun 10, 2015
Transfer Doc0000007512
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Recording DateJun 26, 2026
Property Address207 W HARDING RD, SPRINGFIELD, OH 45504-1345
Document Number0000008722
Book / Page2270 / 5405
Instrument DateJun 18, 2026
Instrument20268722
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 W HARDING RD, SPRINGFIELD, OH 45504-1345
InvestorPossibly a Property Investor

Mortgage

Document Number0000008722,
DateJun 26, 2026
Book Page2270/5405
Instrument20268722
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address207 W HARDING RD, SPRINGFIELD, OH 45504-1345
Transaction TypeMortgage
Record UpdatedDec 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017430
DateNov 28, 2022
Book Page2218/2229
Instrument202200017430
Lender
NameMYUSA CU
TypeCredit Union
AddressDAYTON, OH 45439
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 27, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clark County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyClark County
MunicipalitySpringfield City
Unified School DistrictSpringfield City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,072.00 (+171.88%) Homeowner's exemption$91,900 (+31.62%) Land $19,210 Building $72,690$262,570 (+31.62%) Land $54,890 Building $207,680
2024$2,969.00 (-13.84%)
2023$69,820 Land $16,740 Building $53,080
2022$3,446.00$199,490 Land $47,830 Building $151,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clark County (39023C), updated February 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390230037004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1980)
Most Recent ClaimJun 1980, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 458 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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