Brevard County property record for 222 Surf Rd, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,357 sqft · built 1965 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $999,888 (Nov 2022) |
| Tax Bill | $10,864 (2025) |
| Deeds & Mortgages | Aug 2021 Reverse Mortgage Oct 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-08-FZ-36-1 |
| Primary APN | 28-38-08-FZ-36-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,357 sqft Living Area |
| Gross Area | 2,955 sqft |
| 1st Floor Area | 2,357 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 125 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 409 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2848075 |
|---|---|
| Street Address | 222 SURF RD |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2RS |
| Legal Description | ROMAC SUBD LOT 1 BLK 36 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | ROMAC SUBD |
| Legal Block | 36 |
| Legal Lot Number | 1 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 66101 |
222 Surf Rd is owned and occupied by two individuals who acquired it in October 2025.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 222 SURF RD, MELBOURNE BEACH, FL 32951-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Oct 23, 2025 | Intrafamily Transfer, Transfer · Line of Credit SPRING EQ LLC |
| Nov 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on File |
| Deed Sale | Nov 23, 2022 · Amount on File |
| Prior Sale | Apr 21, 2015 · Amount on File |
| Deed Document Number | 2022275391 |
| Deed Book / Page | 9662 / 2167 |
| Last Transfer Date | Oct 23, 2025 |
| Transfer Doc | 0104621287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 222 SURF RD, MELBOURNE BEACH, FL 32951-2333 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | CHANCELLOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 222 SURF RD, MELBOURNE, FL 32951-2333 |
| Document Number | 0092232477 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 9223/2477 |
| Instrument | 2021211575 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 957 Months |
| Due | May 18, 2101 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 21% |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Oct 23, 2025 |
| Property Address | 222 SURF RD, MELBOURNE BEACH, FL 32951-2333 |
| Document Number | 0104621287 |
| Book / Page | 10462 / 1287 |
| Map Reference | MB 10 PG 53 |
| Instrument Date | Oct 23, 2025 |
| Instrument | 2025213411 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Title Company | WATERSTONE TITLE, WATERS EDGE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 222 SURF RD, MELBOURNE BEACH, FL 32951-2333 |
| Name | Verified Name |
|---|---|
| Address | 222 SURF RD, MELBOURNE BEACH, FL 32951-2333 |
| Document Number | 0104791533 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 10479/1533 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Nov 23, 2022 |
| Property Address | 222 SURF RD, MELBOURNE BEACH, FL 32951-2333 |
| Document Number | 0096622167 |
| Book / Page | 9662 / 2167 |
| Map Reference | MB 10 PG 53 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 2022275391 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | STATE TITLE PARTNERS LLP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,999.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 448 SANDY KY, MELBOURNE BEACH, FL 32951-2724 |
| Name | Verified Name |
|---|---|
| Address | 222 SURF RD, MELBOURNE BEACH, FL 32951-2333 |
| Document Number | 0096622168 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 9662/2168 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2025 property tax bill for 222 Surf Rd was $10,864, down 9% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne Beach Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $741,550 (-1.68%) | $741,550 (-1.68%) | |
| 2025 | $10,864.00 (-8.97%) Homeowner's exemption | $754,220 (-8.42%) | $754,220 (-8.42%) |
| 2024 | $11,934.00 (-3.48%) Homeowner's exemption | $823,550 (+2.31%) Land $309,750 Building $513,800 | $823,550 (+2.31%) Land $309,750 Building $513,800 |
| 2023 | $12,364.00 (+117.56%) | $804,940 (+101.09%) Land $309,750 Building $495,190 | $804,940 (+42.64%) Land $309,750 Building $495,190 |
| 2022 | $5,683.00 Homeowner's exemption | $400,290 | $564,300 Land $288,750 Building $275,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 222 Surf Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 91 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 118 units insured incl. 27 condo units |
| Nearby Flood Claims | 26 (1995–2017) |
| Claims Outside the SFHA | 22 of 26 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 222 Surf Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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