302 Surf Rd, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 302 Surf Rd, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,362 sqft · built 1961
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$549,000 (Nov 2025)
Tax Bill$1,666 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Nov 2025 Transfer
Flood ZoneZone X (minimal risk)
APN28-38-08-FZ-37-6

Property Details

APN / Parcel Number

Primary APN28-38-08-FZ-37-6
Alternative APNs
  • 28-38-08-FZ-00037.0-0006.00
  • 2848097

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,362 sqft Living Area
Gross Area2,284 sqft
1st Floor Area1,362 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1992
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area550 sqft
PorchEnclosed/Unfinished Porch
Porch Area372 sqft
Deck Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2848097
Street Address302 SURF RD
CityMELBOURNE BEACH
StateFL
Zip32951-2650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2RS
Legal DescriptionROMAC SUBD LOT 6 BLK 37
Legal Range38E
Legal Township28S
Legal Section08
Legal SubdivisionROMAC SUBD
Legal Block37
Legal Lot Number6
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group3
Census Block3003
Census Tract66101

Owner

302 Surf Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address302 SURF RD, MELBOURNE BEACH, FL 32951-2650
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Nov 5, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2025 · Amount on File
Deed SaleNov 17, 2025 · Amount on File
Deed Document Number2025230873
Deed Book / Page10481 / 2116
Prior Transfer DateNov 5, 2025
Prior Transfer Doc0104730487
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateNov 17, 2025
Property Address302 SURF RD, MELBOURNE BEACH, FL 32951-2650
Document Number0104812116
Book / Page10481 / 2116
Map ReferenceMB 10 PG 53
Instrument DateNov 14, 2025
Instrument2025230873
Transaction TypeTransfer
Record UpdatedDec 2, 2025
Title CompanyPRESTIGE TITLE/BREVARD LLC, PRESTIGE TTL OF BREVARD LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,843.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address205 DOGWOOD AVE, MELBOURNE, FL 32951-2417

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 SURF RD, MELBOURNE BEACH, FL 32951-2650

Mortgage

Document Number0104812117
DateNov 17, 2025
Instrument10481/2117
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateNov 5, 2025
Property Address302 SURF RD, MELBOURNE BEACH, FL 32951-2650
Document Number0104730487
Book / Page10473 / 487
Map ReferenceMB 10 PG 53
Instrument DateNov 5, 2025
Instrument2025223006
Transaction TypeTransfer
Record UpdatedNov 26, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address302 SURF RD, MELBOURNE BEACH, FL 32951-2650

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 CULPEZE ROAD, LONGWOOD, FL 32779

Tax Assessment & Valuation

The 2025 property tax bill for 302 Surf Rd was $1,666, up 3.5% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$458,970 (+209.32%)$458,970 (+4.86%)
2025$1,666.00 (+3.54%) Homeowner's exemption Widower's exemption$148,380$437,700
2024$1,609.00 (+10.66%)
2023$1,454.00 Homeowner's exemption Widower's exemption$140,000$489,660 Land $309,750 Building $179,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 302 Surf Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 91 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies118 units insured
incl. 27 condo units
Nearby Flood Claims26 (1995–2017)
Claims Outside the SFHA22 of 26
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Irene, Oct 1999 · 6 claims
  • Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 302 Surf Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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