220 Surf Rd, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 220 Surf Rd, Melbourne Beach, FL 32951

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 1968
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-38-08-FZ-36-2`

Property Details

APN / Parcel Number

Primary APN	`28-38-08-FZ-36-2`
Alternative APNs	`28-38-08-FZ-00036.0-0002.00` `2848076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,834 sqft Living Area
Gross Area	2,374 sqft
1st Floor Area	1,834 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	36 sqft
Deck Area	990 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2848076
Street Address	220 SURF RD
City	MELBOURNE BEACH
State	FL
Zip	32951-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2RS
Legal Description	ROMAC SUBD LOT 2 BLK 36
Legal Range	38E
Legal Township	28S
Legal Section	08
Legal Subdivision	ROMAC SUBD
Legal Block	36
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	3
Census Block	3002
Census Tract	66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	220 SURF RD, MELBOURNE BEACH, FL 32951-2333
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 1995
Deed Sale	Jan 6, 1995
Prior Sale	Dec 19, 1994 · Amount on Record
Deed Book / Page	3447 / 907
Last Transfer Date	Jan 29, 1999
Transfer Doc	3960001077
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Oct 22, 2025
Property Address	220 SURF RD, MELBOURNE BEACH, FL 32951-2333
Document Number	0104610146
Book / Page	10461 / 146
Map Reference	MB 10 PG 53
Instrument Date	Oct 20, 2025
Instrument	2025212149
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 SURF RD, MELBOURNE BEACH, FL 32951-2333

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	220 SURF RD, MELBOURNE BEACH, FL 32951-2333

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne Beach Town
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,480 (+2.7%)	$513,000 (+2.81%)
2025	$2,564.00 (+3.18%) Homeowner's exemption	$203,000 (+2.9%)	$498,990 (-10.83%)
2024	$2,485.00 (+2.77%) Homeowner's exemption	$197,280 (+3%)	$559,620 (+1.03%) Land $309,750 Building $249,870
2023	$2,418.00 (+2.89%) Homeowner's exemption	$191,540 (+3%)	$553,930 (+13.05%) Land $309,750 Building $244,180
2022	$2,350.00 Homeowner's exemption	$185,970	$489,970 Land $288,750 Building $201,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 91 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	118 units insured incl. 27 condo units
Nearby Flood Claims	26 (1995–2017)
Claims Outside the SFHA	22 of 26
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 10 claims Hurricane Irene, Oct 1999 · 6 claims Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20