Brevard County property record for 217 Surf Rd, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,014 sqft · built 1964 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Trust Name on File |
| Last Sale | $530,000 (Jul 2019) |
| Tax Bill | $6,522 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2020 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-08-FZ-41-4 |
| Primary APN | 28-38-08-FZ-41-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,014 sqft Living Area |
| Gross Area | 2,746 sqft |
| 1st Floor Area | 2,014 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | 720 sqft |
| Patio Area | 361 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2848109 |
|---|---|
| Street Address | 217 SURF RD |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2RS |
| Legal Description | ROMAC SUBD LOT 4 BLK 41 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | ROMAC SUBD |
| Legal Block | 41 |
| Legal Lot Number | 4 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 66101 |
217 Surf Rd is owner-occupied and held in a trust since July 2020.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 217 SURF RD, MELBOURNE BEACH, FL 32951-2332 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jul 31, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 18, 2018 | Warranty Deed, Transfer MARK SANTORO |
| Mar 16, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on File |
| Deed Sale | Jul 19, 2019 · Amount on File |
| Prior Sale | Jun 18, 2018 · Amount on File |
| Deed Document Number | 2019156842 |
| Deed Book / Page | 8491 / 2630 |
| Last Transfer Date | Jul 20, 2020 |
| Transfer Doc | 0088112777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 217 SURF RD, MELBOURNE BEACH, FL 32951-2332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 217 SURF RD, MELBOURNE, FL 32951-2332 |
| Document Number | 0090062601 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 9006/2601 |
| Instrument | 2021029521 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 31, 2020 |
| Property Address | 217 SURF RD, MELBOURNE BEACH, FL 32951-2332 |
| Document Number | 0088112777 |
| Book / Page | 008811 / 002777 |
| Instrument Date | Jul 20, 2020 |
| Instrument | 163899 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 217 SURF RD MELBOURNE BEACH FL 329512332, MELBOURNE BEACH, FL 32951-2332 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 19, 2019 |
| Property Address | 217 SURF RD, MELBOURNE BEACH, FL 32951-2332 |
| Document Number | 0084912630 |
| Book / Page | 8491 / 2630 |
| Map Reference | MB 10 PG 53 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 2019156842 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | PRECISE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 3RD AVE, 201, MELBOURNE BEACH, FL 32951-2315 |
| Name | Verified Name |
|---|---|
| Address | 3409 ESPERANZA XING # 7013, 7013, AUSTIN, TX 78758-8698 |
| Document Number | 84912632 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 8491/2632 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 18, 2018 |
| Property Address | 217 SURF RD, MELBOURNE BEACH, FL 32951-2332 |
| Document Number | 0081912817 |
| Book / Page | 008191 / 002817 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 136804 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2018 |
| Title Company | PRECISE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 3RD AVE MELBOURNE BEACH FL 329512315, MELBOURNE BEACH, FL 32951-2315 |
| Document Number | 81912819 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 008191/002819 |
| Instrument | 136805 |
| Name | MARK SANTORO |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 16, 2018 |
| Property Address | 217 SURF RD, MELBOURNE BEACH, FL 32951-2332 |
| Document Number | 0081151480 |
| Book / Page | 008115 / 001480 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 58861 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 75 5TH ST NW #2170 ATLANTA GA 303081019, 2170, ATLANTA, GA 30308-1019 |
The 2025 property tax bill for 217 Surf Rd was $6,522 with a homeowner's exemption, up 2.9% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne Beach Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,460 (+2.7%) | $647,750 (-1.29%) | |
| 2025 | $6,522.00 (+2.87%) Homeowner's exemption | $465,890 | $656,200 |
| 2024 | $6,340.00 (+2.32%) | ||
| 2023 | $6,196.00 (+1.66%) Homeowner's exemption | $439,580 (+3%) | $700,160 (+13.62%) Land $309,750 Building $390,410 |
| 2022 | $6,095.00 Homeowner's exemption | $426,780 | $616,240 Land $288,750 Building $327,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 217 Surf Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 91 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 118 units insured incl. 27 condo units |
| Nearby Flood Claims | 26 (1995–2017) |
| Claims Outside the SFHA | 22 of 26 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 217 Surf Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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