222 River Oaks Dr, Cold Spring, MN 56320 Property Records

Stearns County property record for 222 River Oaks Dr, Cold Spring, MN 56320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,394 sqft · built 1992
Lot Size0.294 acres (12,800 sqft)
OwnerIndividual Name on File
Tax Bill$4,350 (2026)
Deeds & MortgagesAug 2022 Sale
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN48-29703-0026

Property Details

APN / Parcel Number

Primary APN48-29703-0026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,394 sqft Living Area
Gross Area1,808 sqft
1st Floor Area1,188 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialMetal
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,800 sqft (0.294 acres)
Lot Dimensions160 ft deep x 80 ft wide
Garage TypeAttached
Garage Area852 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address222 RIVER OAKS DR
CityCOLD SPRING
StateMN
Zip56320-1503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 014 BLK 002 RIVER OAKS VILLA SECTION 14 TOWNSHIP 123 RANGE 030 SECTION 14 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section14
Legal SubdivisionRIVER OAKS VILLA
Legal Block2
Legal Lot Number14
JurisdictionSTEARNS MN
Township / Civil DivisionCOLD SPRING
Census Block Group3
Census Block3020
Census Tract11302

Owner

Source: Stearns County records · APN 48-29703-0026

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address222 RIVER OAKS DR, COLD SPRING, MN 56320-1503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2022Deed, Transfer
Jan 26, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 27, 1992
Deed SaleMay 27, 1992
Record UpdatedSep 20, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionSTEARNS MN
Recording DateAug 10, 2022
Property Address222 RIVER OAKS DR, COLD SPRING, MN 56320-1503
Document Number00A1638474
Instrument DateJun 28, 2022
InstrumentA1638474
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJan 26, 2022
Property Address222 RIVER OAKS DR, COLD SPRING, MN 56320-1503
Document Number00A1624921
Instrument DateDec 31, 2021
InstrumentA1624921
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address222 RIVER OAKS DR, COLD SPRING, MN 56320-1503

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,350.00 (+6.46%)$352,400 (-3%) Land $54,600 Building $297,800$352,400 (-3%) Land $54,600 Building $297,800
2025$363,300 (+9%) Land $52,000 Building $311,300$363,300 (+9%) Land $52,000 Building $311,300
2024$4,086.00 (+17.55%)
2023$3,476.00$333,300 Land $52,000 Building $281,300$333,300 Land $52,000 Building $281,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), as of September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1984–2022)
Most Recent ClaimMay 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Cable
1,250 / 60
LTD Broadband
Fixed Wireless
150 / 130
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 132 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1730006, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCold Spring
serves 4,201 people
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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