219 River Oaks Dr, Cold Spring, MN 56320 Property Records

Stearns County property record for 219 River Oaks Dr, Cold Spring, MN 56320 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,048 sqft · built 1996
Lot Size	0.278 acres (12,096 sqft)
Owner	Individual Name on File
Last Sale	$222,000 (Jul 2012)
Tax Bill	$3,930 (2026)
Deeds & Mortgages	Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`48-29703-0017`

Property Details

APN / Parcel Number

Primary APN	`48-29703-0017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
Gross Area	2,326 sqft
1st Floor Area	1,388 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,096 sqft (0.278 acres)
Lot Dimensions	144 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	219 RIVER OAKS DR
City	COLD SPRING
State	MN
Zip	56320-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLK 002 RIVER OAKS VILLA SECTION 14 TOWNSHIP 123 RANGE 030 SECTION 14 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	14
Legal Subdivision	RIVER OAKS VILLA
Legal Block	2
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	3
Census Block	3020
Census Tract	11302

Owner

Source: Stearns County records · APN 48-29703-0017

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	219 RIVER OAKS DR, COLD SPRING, MN 56320-1503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 2012 · Amount on Record
Deed Sale	Jul 06, 2012 · Amount on Record
Prior Sale	Mar 11, 2011
Deed Document Number	201261750
Last Transfer Date	Mar 07, 2017
Transfer Doc	00A1490995
Record Updated	Jun 08, 2026

March 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 13, 2017
Property Address	219 RIVER OAKS DR, COLD SPRING, MN 56320-1503
Document Number	00A1490995
Instrument Date	Mar 07, 2017
Instrument	A1490995
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 7TH ST N, COLD SPRING, MN 56320-4614

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,930.00 (+21.22%)
2025		$331,900 (+3.2%) Land $44,600 Building $287,300	$331,900 (+3.2%) Land $44,600 Building $287,300
2023	$3,242.00	$321,600 Land $44,600 Building $277,000	$321,600 Land $44,600 Building $277,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	3 (1984–2022)
Most Recent Claim	May 2022, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.