1. Home
  2. Minnesota
  3. Stearns County
  4. Cold Spring
  5. River Oaks Dr

226 River Oaks Dr, Cold Spring, MN 56320 Property Records

Stearns County property record for 226 River Oaks Dr, Cold Spring, MN 56320 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,496 sqft · built 1995
Lot Size0.367 acres (16,008 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Nov 2024)
Tax Bill$4,800 (2026)
Deeds & MortgagesMar 2023 Sale
Flood ZoneZone X (minimal risk)
APN48-29703-0024

Property Details

APN / Parcel Number

Primary APN48-29703-0024

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,496 sqft Living Area
Gross Area2,268 sqft
1st Floor Area1,286 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,008 sqft (0.367 acres)
Lot Dimensions174 ft deep x 92 ft wide
Garage TypeAttached
Garage Area888 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address226 RIVER OAKS DR
CityCOLD SPRING
StateMN
Zip56320-1503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 012 BLK 002 RIVER OAKS VILLA SECTION 14 TOWNSHIP 123 RANGE 030 SECTION 14 TOWNSHIP 123 RANGE 030
Legal Range30W
Legal Township123
Legal Section14
Legal SubdivisionRIVER OAKS VILLA
Legal Block2
Legal Lot Number12
JurisdictionSTEARNS MN
Township / Civil DivisionCOLD SPRING
Census Block Group3
Census Block3020
Census Tract11302

Owner

Source: Stearns County records · APN 48-29703-0024

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3968 WALNUT TRL NW, HACKENSACK, MN 56452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2024 · Amount on Record
Deed SaleNov 15, 2024 · Amount on Record
Prior SaleOct 25, 2024 · Amount on Record
Deed Document Number20241682405
Last Transfer DateJun 24, 2025
Transfer Doc0001695825
Record UpdatedJun 08, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionSTEARNS MN
Recording DateMar 06, 2023
Property Address226 RIVER OAKS DR, COLD SPRING, MN 56320-1503
Document Number00A1649503
Instrument DateMar 03, 2023
InstrumentA1649503
Transaction TypeTransfer
Record UpdatedMar 29, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,800.00 (+2.78%)
2025$4,670.00 (+19.74%) Homeowner's exemption$396,800 (+6.27%) Land $54,600 Building $342,200$396,800 (+6.27%) Land $54,600 Building $342,200
2023$3,900.00$373,400 Land $54,600 Building $318,800$373,400 Land $54,600 Building $318,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450113023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1984–2022)
Most Recent ClaimMay 2022, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 132 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Midcontinent CommunicationsCable1,250 / 60
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on River Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures