215 River Oaks Dr, Cold Spring, MN 56320 Property Records

Stearns County property record for 215 River Oaks Dr, Cold Spring, MN 56320

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,638 sqft · built 2002
Lot Size0.266 acres (11,620 sqft)
OwnerIndividual Name on Record
Tax Bill$3,624 (2024)
Deeds & MortgagesJun 2017 Sale
Flood ZoneZone X (minimal risk)
APN48-29703-0016

Property Details

APN / Parcel Number

Primary APN48-29703-0016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,638 sqft Living Area
Gross Area2,592 sqft
1st Floor Area630 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,620 sqft (0.266 acres)
Lot Dimensions140 ft deep x 83 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Old Parcel Number48.29703.0016
Street Address215 RIVER OAKS DR
CityCOLD SPRING
StateMN
Zip56320-1503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 004 BLK 002 RIVER OAKS VILLA SECTION 14 TOWNSHIP 123 RANGE 030 SECTION 14 TOWNSHIP 123 RANGE 030
Legal Range30
Legal Township123
Legal Section14
Legal SubdivisionRIVER OAKS VILLA
Legal Block2
Legal Lot Number4
JurisdictionSTEARNS MN
Township / Civil DivisionCOLD SPRING
Census Block Group3
Census Block3020
Census Tract11302

Owner

Source: Stearns County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address215 RIVER OAKS DR, COLD SPRING, MN 56320-1503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2025
Deed SaleAug 18, 2025
Prior SaleJun 12, 2017
Deed Document NumberA1697938
Record UpdatedJun 8, 2026

June 2017: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionSTEARNS MN
Recording DateJun 12, 2017
Property Address215 RIVER OAKS DR, COLD SPRING, MN 56320-1503
Document Number00A1497554
Instrument DateApr 5, 2017
InstrumentA1497554
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$1.65
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 RIVER OAKS DR, COLD SPRING, MN 56320-1503

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2025

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCold Spring City
CountyStearns County
Unified School DistrictRocori Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$325,500 (+9.15%) Land $44,600 Building $280,900$325,500 (+9.15%) Land $44,600 Building $280,900
2024$3,624.00 (+19.37%)
2023$3,036.00$298,200 Land $44,600 Building $253,600$298,200 Land $44,600 Building $253,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1984–2022)
Most Recent ClaimMay 2022 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCold Spring
serves 4,201 people · EPA ID MN1730006
Water SourceGroundwater
Last State InspectionJun 2025
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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