Bay County property record for 2215 E 9th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,558 sqft · built 1953 |
| Lot Size | 0.698 acres (30,448 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $154 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15916-000-000 |
| Primary APN | 15916-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,558 sqft Heated Area |
| 1st Floor Area | 1,558 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1953 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,448 sqft (0.698 acres) |
| Lot Dimensions | 254 ft deep x 120 ft wide |
| Fence | Fence |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2215 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC09 |
| Legal Description | 3 4S 14W-103-105A4 BEG SE COR OF SE1/4 OF NW1/4 OF SE1/4 TH W 120' N 254' E 120' S 254' TO |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1700 |
2215 E 9th St is owned and occupied by an individual who acquired it in March 1986.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2215 E 9TH ST, PANAMA CITY, FL 32401-4505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 1986 |
| Deed Sale | Mar 18, 1986 |
| Deed Document Number | 0001069862 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2215 E 9th St was $154 with exemptions applied.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $154.00 Homeowner's exemption Widower's exemption Additional exemption filed | $58,926 | $95,334 Land $43,290 Building $52,044 |
| 2023 | $331.00 (-24.43%) Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed | $55,597 (+3%) | $78,946 (+8.81%) Land $29,304 Building $49,642 |
| 2022 | $438.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed | $53,978 | $72,556 Land $27,306 Building $45,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2215 E 9th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2215 E 9th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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