Bay County property record for 2209 E 9th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 640 sqft · built 2020 |
| Lot Size | 0.524 acres (22,825 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $85,000 (Sep 2026) |
| Tax Bill | $576 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Dec 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15915-010-000 |
| Primary APN | 15915-010-000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 640 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wood |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Other |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 22,825 sqft (0.524 acres) |
| Lot Dimensions | 254 ft deep x 90 ft wide |
| Deck Area | Deck Area |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 2209 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC09 |
| Legal Description | 3 4S 14W -102.1- 105A4 BEG 120 W OF SE COR OF SE1/4 OF NW1/4 OF SE1/4 TH W 90 N 254 E 90 S 254 TO POB ORB 4837 P 1808 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1700 |
2209 E 9th St is owned by a company that bought it in September 2026.
Source: Bay County records, as of October 13, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 16192 COASTAL HWY, LEWES, DE 19958-3608 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 31, 2025 | Warranty Deed, Transfer CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC |
| Dec 6, 2024 | Warranty Deed, Transfer · Construction Mortgage THE FIRST A NATIONAL BANKING ASSN |
| Sep 4, 2024 | Contract Sale, Transfer · Land Contract BECKY ODOM |
| Dec 1, 2017 | Warranty Deed, Transfer · Conventional with PMI PORT CITY INVESTMENTS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on File |
| Deed Sale | Sep 8, 2026 · Amount on File |
| Prior Sale | Dec 31, 2025 · Amount on File |
| Deed Document Number | 202655583 |
| Deed Book / Page | 5076 / 914 |
| Prior Transfer Date | Dec 17, 2013 |
| Prior Transfer Doc | 0035722131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 8, 2026 |
| Property Address | 2209 E 9TH ST, PANAMA CITY, FL 32401-4505 |
| Document Number | 0000055583 |
| Book / Page | 5076 / 914 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 202655583 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $60,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 16192 COASTAL HWY, LEWES, DE 19958-3608 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 31, 2025 |
| Property Address | 2209 E 9TH ST, PANAMA CITY, FL 32401-4505 |
| Document Number | 0049881253 |
| Book / Page | 4988 / 1253 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 2025076088 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2723 AMELIA AVE, PANAMA CITY, FL 32405-7006 |
| Name | Verified Name |
|---|---|
| Address | 2297 NE 164TH ST, NORTH MIAMI BEACH, FL 33160-3703 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 6, 2024 |
| Property Address | 2209 E 9TH ST, PANAMA CITY, FL 32401-4505 |
| Document Number | 0048652211 |
| Book / Page | 4865 / 2211 |
| Instrument Date | Dec 3, 2024 |
| Instrument | 2024071093 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | DIAMOND TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9137 RUFF RD, YOUNGSTOWN, FL 32466-2192 |
| Name | Verified Name |
|---|---|
| Address | 234 S SUDDUTH PL UNIT A, A, PANAMA CITY, FL 32404-6753 |
| Document Number | 0048652214 |
|---|---|
| Date | Dec 6, 2024 |
| Book Page | 4865/2214 |
| Instrument | 2024071095 |
| Name | THE FIRST A NATIONAL BANKING ASSN |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32540 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 4, 2024 |
| Property Address | 2209 E 9TH ST, PANAMA CITY, FL 32401-4505 |
| Document Number | 0048371808 |
| Book / Page | 4837 / 1808 |
| Instrument Date | Aug 21, 2024 |
| Instrument | 2024052436 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9137 RUFF RD, YOUNGSTOWN, FL 32466-2192 |
| Name | Verified Name |
|---|---|
| Address | 2723 AMELIA AVE, PANAMA CITY, FL 32405-7006 |
| Date | Sep 4, 2024 |
|---|
| Name | BECKY ODOM |
|---|---|
| Type | Non-Lending Institution |
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 1, 2017 |
| Property Address | 2209 E 9TH ST, PANAMA CITY, FL 32401-4505 |
| Document Number | 0039591109 |
| Book / Page | 003959 / 001109 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 69209 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 923 SCHOOL AVE PANAMA CITY BEACH FL 324015154, PANAMA CITY BEACH, FL 32401-5154 |
| Document Number | 39591110 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 003959/001110 |
| Instrument | 69210 |
| Name | PORT CITY INVESTMENTS LLC |
|---|---|
| Address | PO BOX 25257, PANAMA CITY, FL 32411 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Nov 30, 2020 |
The 2025 property tax bill for 2209 E 9th St was $576, down 47.8% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $576.00 (-47.83%) | $34,969 (-31.45%) Land $32,468 Building $2,501 | $34,969 (-31.45%) Land $32,468 Building $2,501 |
| 2024 | $1,104.00 (+13%) | $51,011 (+9.54%) Land $26,673 Building $24,338 | $51,011 (+9.54%) Land $26,673 Building $24,338 |
| 2023 | $977.00 (+10.52%) | $46,567 (+8.71%) Land $21,978 Building $24,589 | $46,567 (+8.71%) Land $21,978 Building $24,589 |
| 2022 | $884.00 | $42,835 Land $20,479 Building $22,356 | $42,835 Land $20,479 Building $22,356 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2209 E 9th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2209 E 9th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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