2212 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 2212 E 9th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,390 sqft · built 2022
Lot Size0.134 acres (5,837 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (May 2024)
Tax Bill$2,542 (2025)
Deeds & MortgagesMar 2023 Transfer
Mar 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN16091-000-000

Property Details

APN / Parcel Number

Primary APN16091-000-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,390 sqft Living Area
1st Floor Area1,390 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,837 sqft (0.134 acres)
Lot Dimensions117 ft deep x 50 ft wide
DrivewayDriveway
Driveway Area320 sqft
PorchOpen Porch
Porch Area304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2212 E 9TH ST
CityPANAMA CITY
StateFL
Zip32401-4506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC04
Legal DescriptionSHERMANS 2ND ADD. LOT 8 BLK C ORB 4807 P 523
Legal Range14W
Legal Township04S
Legal Section03
Legal SubdivisionSHERMANS 2ND ADD
Legal BlockC
Legal Lot Number8
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1014
Census Tract1700

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2212 E 9TH ST, PANAMA CITY, FL 32401-4506
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2023Correction Deed
SOUTH OAK TITLE LLC, SOUTH OAK TITLE
Mar 20, 2023Correction Deed
SOUTH OAK TITLE LLC, SOUTH OAK TITLE
Mar 20, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
NEWREZ LLC
Mar 4, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2024 · Amount on Record
Deed SaleMay 31, 2024 · Amount on Record
Prior SaleMar 20, 2023 · Amount on Record
Deed Document Number202431844
Deed Book / Page4807 / 523
Prior Transfer DateMar 9, 2023
Prior Transfer Doc0046681918
Record UpdatedSep 20, 2026

March 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionBAY FL
Recording DateMar 20, 2023
Property Address2212 E 9TH ST, PANAMA CITY, FL 32401-4506
Document Number0046681916
Book / Page4668 / 1916
Map ReferenceMB 3 PG 11
Instrument DateMar 9, 2023
Instrument2023016507
Record UpdatedJan 15, 2024
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1016 THOMAS DR # 297, 297, PANAMA CITY BEACH, FL 32408-7444

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1016 THOMAS DR # 297, 297, PANAMA CITY BEACH, FL 32408-7444

March 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionBAY FL
Recording DateMar 20, 2023
Property Address2212 E 9TH ST, PANAMA CITY, FL 32401-4506
Document Number0046681918
Book / Page4668 / 1918
Map ReferenceMB 3 PG 11
Instrument DateMar 9, 2023
Instrument2023016508
Record UpdatedJan 15, 2024
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address9259 NW 45TH ST, SUNRISE, FL 33351-5204

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 THOMAS DR # 297, 297, PANAMA CITY BEACH, FL 32408-7444

March 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMar 20, 2023
Property Address2212 E 9TH ST, PANAMA CITY, FL 32401-4506
Document Number0046681920
Book / Page4668 / 1920
Map ReferenceMB 3 PG 11
Instrument DateMar 9, 2023
Instrument2023016509
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 15, 2024
Title CompanySOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1016 THOMAS DR # 297, 297, PANAMA CITY BEACH, FL 32408-7444

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 THOMAS DR # 297, 297, PANAMA CITY, FL 32408-7444

Mortgage

Document Number0046681922
DateMar 20, 2023
Instrument4668/1922
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateMar 4, 2021
Property Address2212 E 9TH ST, PANAMA CITY, FL 32401-4506
Document Number0043710832
Book / Page4371 / 832
Map ReferenceMB 3 PG 11
Instrument DateMar 4, 2021
Instrument2021015502
Transaction TypeTransfer
Record UpdatedJan 15, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1016 THOMAS DR # 297, 297, PANAMA CITY BEACH, FL 32408-7444

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,542.00 (-12.62%) Homeowner's exemption$202,980 (+24.28%)$213,293 (+30.59%) Land $14,788 Building $198,505
2024$2,909.00 (+3.82%)
2023$2,802.00 (+707.49%)$163,331 (+1,651.16%) Land $10,010 Building $153,321$163,331 (+1,651.16%) Land $10,010 Building $153,321
2022$347.00$9,327 Land $9,327$9,327 Land $9,327

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims16 (1999–2024)
Claims Outside the SFHA12 of 16
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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