Bay County property record for 2208 E 9th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 700 sqft · built 1942 |
| Lot Size | 0.133 acres (5,793 sqft) |
| Owner | Company Name on Record |
| Last Sale | $15,340 (Mar 2019) |
| Tax Bill | $225 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16090-000-000 |
| Primary APN | 16090-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 700 sqft Living Area |
| 1st Floor Area | 700 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,793 sqft (0.133 acres) |
| Lot Dimensions | 116 ft deep x 50 ft wide |
| Porch | Unfinished Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 2208 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | SHERMANS 2ND ADD. LOT 6 BLK C ORB 4099 P 760 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | SHERMANS 2ND ADD |
| Legal Block | C |
| Legal Lot Number | 6 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1700 |
Source: Bay County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1016 NAVY BLVD, PANAMA CITY, FL 32408-7444 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 1, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage UNITY FUNDING 2 LLC |
| Mar 11, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2019 · Amount on Record |
| Deed Sale | Mar 11, 2019 · Amount on Record |
| Prior Sale | Jun 1, 2016 · Amount on Record |
| Deed Document Number | 201926035 |
| Deed Book / Page | 4099 / 760 |
| Last Transfer Date | May 19, 2026 |
| Transfer Doc | 0000039867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 1, 2026 |
| Property Address | 2208 E 9TH ST, PANAMA CITY, FL 32401-4506 |
| Document Number | 0000039867 |
| Book / Page | 5051 / 1587 |
| Instrument Date | May 19, 2026 |
| Instrument | 202639867 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1016 NAVY BLVD, PANAMA CITY BEACH, FL 32408-7444 |
| Document Number | 0000039868, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 202639868 |
| Name | UNITY FUNDING 2 LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 11, 2019 |
| Property Address | 2208 E 9TH ST, PANAMA CITY, FL 32401-4506 |
| Document Number | 0040990760 |
| Book / Page | 004099 / 000760 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 26035 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1016 THOMAS DR #297 PANAMA CITY BEACH FL 324087444, 297, PANAMA CITY BEACH, FL 32408-7444 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $225.00 (-67.34%) | $11,713 (-62.9%) | $14,788 (-53.16%) Land $14,788 |
| 2023 | $689.00 (+8.68%) | $31,569 (+8.86%) Land $10,010 Building $21,559 | $31,569 (+8.86%) Land $10,010 Building $21,559 |
| 2022 | $634.00 | $28,999 Land $9,327 Building $19,672 | $28,999 Land $9,327 Building $19,672 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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