2214 Chaparral Dr, El Centro, CA 92243 Property Records

Imperial County property record for 2214 Chaparral Dr, El Centro, CA 92243

Property Summary

Property TypeSingle Family Home
Details3,282 sqft · built 2020
Lot Size0.247 acres (10,744 sqft)
Owner2 Individual Names on Record
Last Sale$546,000 (Dec 2020)
Tax Bill$7,012 (2025)
Deeds & MortgagesSep 2023 Transfer
Mar 2020 Construction Loan
+ 4 more
Flood ZoneZone X (minimal risk)
APN052-801-001-000

Property Details

APN / Parcel Number

Primary APN052-801-001-000
Alternative APN
  • 052-801-001

Interior

Stories2 Stories
Building Area3,282 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Lot Area10,744 sqft (0.247 acres)
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number052-801-001
Street Address2214 CHAPARRAL DR
CityEL CENTRO
StateCA
Zip92243-6119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 1 OF LOTUS RANCH SUB UN B1
Legal SubdivisionLOTUS RANCH SUB UN B1
Legal Block3
JurisdictionIMPERIAL CA
Township / Civil DivisionEL CENTRO
Census Block Group3
Census Block3024
Census Tract11803

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2214 CHAPARRAL DR, EL CENTRO, CA 92243-6119
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Intrafamily Transfer, Transfer
Mar 17, 2020Deed of Trust, Mortgage · Construction Mortgage
COMMUNITY VALLEY BANK
Mar 13, 2020Deed of Trust, Mortgage
COMMUNITY VLY BK
Mar 13, 2020Deed of Trust, Mortgage
COMMUNITY VLY BK
Dec 4, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Dec 5, 2017Deed of Trust, Mortgage · Line of Credit
COMMUNITY VLY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2020 · Amount on Record
Deed SaleDec 4, 2020 · Amount on Record
Deed Document Number202023776
Last Transfer DateSep 19, 2023
Transfer Doc0000014437
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIMPERIAL CA
Recording DateSep 19, 2023
Property Address2214 CHAPARRAL DR, EL CENTRO, CA 92243-6119
Document Number0000014437
Map ReferenceMB 27 PG 31
Instrument DateSep 19, 2023
Instrument2023014437
Transaction TypeTransfer
Record UpdatedOct 18, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3305, EL CENTRO, CA 92244-3305

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address2214 CHAPARRAL DR, EL CENTRO, CA 92243-6119
Transaction TypeMortgage
Record UpdatedFeb 16, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005143
DateMar 17, 2020
Instrument2020005143
Lender
NameCOMMUNITY VALLEY BANK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
TypeConstruction Mortgage

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address2214 CHAPARRAL DR, EL CENTRO, CA 92243-6119
Document Number0000005136
Instrument DateMar 13, 2020
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 3305 EL CENTRO CA 922443305, EL CENTRO, CA 92244-3305

Mortgage

Document Number0000005136
DateMar 17, 2020
Instrument5136
Lender
NameCOMMUNITY VLY BK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address2214 CHAPARRAL DR, EL CENTRO, CA 92243-6119
Document Number0000005137
Instrument DateMar 13, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 3305 EL CENTRO CA 922443305, EL CENTRO, CA 92244-3305

Mortgage

Document Number0000005137
DateMar 17, 2020
Instrument5137
Lender
NameCOMMUNITY VLY BK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
AmountAmount Recorded

December 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateDec 4, 2020
Property Address2214 CHAPARRAL DR, EL CENTRO, CA 92243-6119
Document Number0000023776
Map ReferenceMB 27 PG 31
Instrument DateJan 28, 2020
Instrument2020023776
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 20, 2021
Title CompanySTEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2214 CHAPARRAL DRIVE, EL CENTRO, CA 92243-6119

Mortgage

Document Number0000023777
DateDec 4, 2020
Instrument2020023777
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address2214 CHAPARRAL DR, EL CENTRO, CA 92243-6119
Document Number0000028001
Instrument DateDec 5, 2017
Transaction TypeMortgage
Record UpdatedSep 10, 2018
Title CompanySTEWART TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1250 GLENWOOD DR EL CENTRO CA 922433698, EL CENTRO, CA 92243-3698

Mortgage

Document Number0000028001
DateDec 20, 2017
Instrument28001
Lender
NameCOMMUNITY VLY BK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityEl Centro City
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictMcCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$604,990 (+2%) Land $121,447 Building $483,543
2025$7,012.00 (+12.48%)$593,128 (+4.04%) Land $119,066 Building $474,062
2024$6,234.00 (+0.18%)
2023$6,223.00 (+2.45%) Homeowner's exemption$570,098 Land $114,444 Building $455,654
2022$6,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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