2243 Chaparral Dr, El Centro, CA 92243 Property Records

Imperial County property record for 2243 Chaparral Dr, El Centro, CA 92243

Property Summary

Property TypeSingle Family Home
Details3,282 sqft · built 2020
Lot Size0.224 acres (9,760 sqft)
Owner2 Individual Names on Record
Last Sale$554,000 (Jul 2021)
Tax Bill$7,031 (2025)
Deeds & MortgagesSep 2023 Transfer
Sep 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN052-801-009-000

Property Details

APN / Parcel Number

Primary APN052-801-009-000
Alternative APN
  • 052-801-009

Interior

Stories2 Stories
Building Area3,282 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Lot Area9,760 sqft (0.224 acres)
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number052-801-009
Street Address2243 CHAPARRAL DR
CityEL CENTRO
StateCA
Zip92243-6119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 9 OF LOTUS RANCH SUB UN B1
Legal SubdivisionLOTUS RANCH SUB UN B1
Legal Block3
JurisdictionIMPERIAL CA
Township / Civil DivisionEL CENTRO
Census Block Group3
Census Block3024
Census Tract11803

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2243 CHAPARRAL DR, EL CENTRO, CA 92243-6119
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Intrafamily Transfer, Transfer
Sep 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 20, 2017Deed of Trust, Mortgage · Line of Credit
COMMUNITY VALLEY BANK
Sep 29, 2020Deed of Trust, Mortgage · Construction Mortgage
COMMUNITY VALLEY BANK
Jul 7, 2021Grant Deed, Subdivision Related Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jan 6, 2021Deed of Trust, Mortgage
COMMUNITY VLY BK
Dec 20, 2017Grant Deed, Mortgage
COMMUNITY VLY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Deed Document Number202116878
Last Transfer DateSep 19, 2023
Transfer Doc0000014437
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIMPERIAL CA
Recording DateSep 19, 2023
Property Address2243 CHAPARRAL DR, EL CENTRO, CA 92243-6119
Document Number0000014437
Map ReferenceMB 27 PG 31
Instrument DateSep 19, 2023
Instrument2023014437
Transaction TypeTransfer
Record UpdatedOct 18, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3305, EL CENTRO, CA 92244-3305

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address2243 CHAPARRAL DR, EL CENTRO, CA 92243-6119
Transaction TypeMortgage
Record UpdatedOct 21, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2243 CHAPARRAL DR, EL CENTRO, CA 92243-6119

Mortgage

Document Number0000025101
DateSep 30, 2021
Instrument2021025101
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address2243 CHAPARRAL DR, EL CENTRO, CA 92243-6119
Transaction TypeMortgage
Record UpdatedAug 20, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028001
DateDec 20, 2017
Instrument2017028001
Lender
NameCOMMUNITY VALLEY BANK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address2243 CHAPARRAL DR, EL CENTRO, CA 92243-6119
Transaction TypeMortgage
Record UpdatedAug 20, 2021
Title CompanySTEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 CHAPARRAL DR, EL CENTRO, CA 92243

Mortgage

Document Number0000017437
DateSep 29, 2020
Instrument2020017437
Lender
NameCOMMUNITY VALLEY BANK
TypeBank
AddressEL CENTRO, CA 92243
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

July 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateJul 7, 2021
Property Address2243 CHAPARRAL DR, EL CENTRO, CA 92243-6119
Document Number0000016878
Map ReferenceMB 27 PG 31
Instrument DateMar 18, 2021
Instrument2021016878
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2243 CHAPARRAL DR, EL CENTRO, CA 92243-6119

Mortgage

Document Number0000016879
DateJul 7, 2021
Instrument2021016879
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2041

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address2243 CHAPARRAL DR, EL CENTRO, CA 92243-6119
Document Number0000000773
Instrument DateJan 6, 2021
Transaction TypeMortgage
Record UpdatedFeb 23, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2103 CHAPARRAL DR EL CENTRO CA 922436117, EL CENTRO, CA 92243-6117

Mortgage

Document Number0000000773
DateJan 13, 2021
Instrument773
Lender
NameCOMMUNITY VLY BK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
AmountAmount Recorded

December 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateDec 20, 2017
Property Address2243 CHAPARRAL DR, EL CENTRO, CA 92243-6119
Instrument DateDec 5, 2017
Instrument27997
Transaction TypeMortgage
Record UpdatedSep 10, 2018
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1250 GLENWOOD DR EL CENTRO CA 922433698, EL CENTRO, CA 92243-3698

Mortgage

Document Number0000027997
DateDec 20, 2017
Instrument27997
Lender
NameCOMMUNITY VLY BK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityEl Centro City
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictMcCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$599,664 (+6.12%) Land $108,242 Building $491,422
2025$7,031.00 (+12.59%)
2023$6,245.00 (+2.43%)$565,080 Land $102,000 Building $463,080
2022$6,097.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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