2094 Chaparral Dr, El Centro, CA 92243 Property Records

Imperial County property record for 2094 Chaparral Dr, El Centro, CA 92243

Property Summary

Property TypeSingle Family Home
Details2,542 sqft · built 2020
Lot Size0.247 acres (10,744 sqft)
OwnerCompany Name on Record
Last Sale$521,000 (Mar 2021)
Tax Bill$6,693 (2025)
Deeds & MortgagesSep 2023 Transfer
Aug 2023 Transfer
+ 7 more
Flood ZoneZone X (minimal risk)
APN052-802-012-000

Property Details

APN / Parcel Number

Primary APN052-802-012-000
Alternative APN
  • 052-802-012

Interior

Stories1 Story
Building Area2,542 sqft Living Area
1st Floor Area2,542 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Lot Area10,744 sqft (0.247 acres)
Garage TypeAttached
Garage Area697 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number052-802-012
Street Address2094 CHAPARRAL DR
CityEL CENTRO
StateCA
Zip92243-6115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 22 OF LOTUS RANCH SUB UN B1
Legal SubdivisionLOTUS RANCH SUB UN B1
Legal Block3
JurisdictionIMPERIAL CA
Township / Civil DivisionEL CENTRO
Census Block Group3
Census Block3024
Census Tract11803

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2094 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2023Intrafamily Transfer, Transfer
Aug 23, 2023Intrafamily Transfer, Transfer
Aug 10, 2021Deed of Trust, Mortgage
CENTERSTONE SBA LENDING INC
Mar 17, 2020Deed of Trust, Mortgage · Construction Mortgage
COMMUNITY VALLEY BANK
Mar 2, 2021Intrafamily Transfer, Transfer
STEWART TITLE, STEWART TITLE OF CA INC
Mar 2, 2021Grant Deed, Subdivision Related Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 17, 2020Deed of Trust, Construction Loan · Construction Mortgage
COMMUNITY VLY BK
Mar 13, 2020Deed of Trust, Mortgage
COMMUNITY VLY BK
Dec 20, 2017Grant Deed, Mortgage
COMMUNITY VLY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2021 · Amount on Record
Deed SaleMar 2, 2021 · Amount on Record
Deed Document Number20214968
Last Transfer DateSep 19, 2023
Transfer Doc0000014437
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIMPERIAL CA
Recording DateSep 19, 2023
Property Address2094 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number0000014437
Map ReferenceMB 27 PG 31
Instrument DateSep 19, 2023
Instrument2023014437
Transaction TypeTransfer
Record UpdatedOct 18, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3305, EL CENTRO, CA 92244-3305

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIMPERIAL CA
Recording DateAug 23, 2023
Property Address2094 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number0000013177
Map ReferenceMB 27 PG 31
Instrument DateAug 16, 2023
Instrument2023013177
Transaction TypeTransfer
Record UpdatedSep 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2094 CHAPARRAL DR, EL CENTRO, CA 92243-6115

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address2094 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Transaction TypeMortgage
Record UpdatedJun 15, 2023
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2094 CHAPARRAL DR, EL CENTRO, CA 92243-6115

Mortgage

Document Number0000020630
DateAug 10, 2021
Instrument2021020630
Lender
NameCENTERSTONE SBA LENDING INC
TypeLending Institution
AddressLOS ANGELES, CA 90017
Agreement
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address2094 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Transaction TypeMortgage
Record UpdatedAug 20, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005139
DateMar 17, 2020
Instrument2020005139
Lender
NameCOMMUNITY VALLEY BANK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIMPERIAL CA
Recording DateMar 2, 2021
Property Address2094 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number0000004969
Map ReferenceMB 27 PG 31
Instrument DateMar 2, 2021
Instrument2021004969
Transaction TypeTransfer
Record UpdatedAug 22, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2094 CHAPARRAL DR, EL CENTRO, CA 92243-6115

March 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateMar 2, 2021
Property Address2094 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number0000004968
Map ReferenceMB 27 PG 31
Instrument DateFeb 24, 2021
Instrument2021004968
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 15, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2094 CHAPARRAL DR, EL CENTRO, CA 92243-6115

Mortgage

Document Number0000004970
DateMar 2, 2021
Instrument2021004970
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Recording DateMar 17, 2020
Property Address2094 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number0000005144
Instrument DateMar 13, 2020
Instrument5144
Transaction TypeConstruction Loan
Record UpdatedApr 23, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 3305 EL CENTRO CA 922443305, EL CENTRO, CA 92244-3305

Mortgage

Document Number0000005144
DateMar 17, 2020
Instrument5144
Lender
NameCOMMUNITY VLY BK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIMPERIAL CA
Property Address2094 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number0000005145
Instrument DateMar 13, 2020
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 3305 EL CENTRO CA 922443305, EL CENTRO, CA 92244-3305

Mortgage

Document Number0000005145
DateMar 17, 2020
Instrument5145
Lender
NameCOMMUNITY VLY BK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
AmountAmount Recorded

December 2017: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionIMPERIAL CA
Recording DateDec 20, 2017
Property Address2094 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Instrument DateDec 5, 2017
Instrument27997
Transaction TypeMortgage
Record UpdatedSep 10, 2018
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1250 GLENWOOD DR EL CENTRO CA 922433698, EL CENTRO, CA 92243-3698

Mortgage

Document Number0000027997
DateDec 20, 2017
Instrument27997
Lender
NameCOMMUNITY VLY BK
TypeBank
AddressEL CENTRO, CA 92244
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyImperial County
MunicipalityEl Centro City
Secondary School DistrictCentral Union High School District (09 - 12)
Elementary School DistrictMcCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$575,223 (+2%) Land $110,406 Building $464,817
2025$6,693.00 (+12.98%)$563,945 (+4.04%) Land $108,242 Building $455,703
2024$5,924.00 (+0.17%)
2023$5,914.00 (+2.46%) Homeowner's exemption$542,048 Land $104,040 Building $438,008
2022$5,772.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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