2085 Chaparral Dr, El Centro, CA 92243 Property Records

Imperial County property record for 2085 Chaparral Dr, El Centro, CA 92243 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2,542 sqft · built 2018
Lot Size	0.238 acres (10,357 sqft)
Owner	2 Individual Names on File
Last Sale	$532,500 (Jun 2021)
Tax Bill	$6,905 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jun 2021 Sale & Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`052-802-001-000`

Property Details

APN / Parcel Number

Primary APN	`052-802-001-000`
Alternative APN	`052-802-001`

Interior

Stories	1 Story
Building Area	2,542 sqft Living Area
1st Floor Area	2,542 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	10,357 sqft (0.238 acres)
Garage Type	Attached
Garage Area	697 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	052-802-001
Street Address	2085 CHAPARRAL DR
City	EL CENTRO
State	CA
Zip	92243-6115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 11 OF LOTUS RANCH SUB UN B1
Legal Subdivision	LOTUS RANCH SUB UN B1
Legal Block	3
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	3
Census Block	3024
Census Tract	11803

Owner

Source: Imperial County records · APN 052-802-001-000

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2085 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Intrafamily Transfer, Transfer
Jun 21, 2021	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 20, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY VALLEY BANK
Feb 05, 2020	Deed of Trust, Mortgage CLOSINGMARK HM LNS INC
Jan 29, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage SOUTH PACIFIC FINANCIAL CORP
Feb 15, 2018	Deed of Trust, Mortgage COMMUNITY VLY BK
Feb 15, 2018	Deed of Trust, Mortgage COMMUNITY VLY BK
Feb 21, 2018	Deed of Trust, Construction Loan · Construction Mortgage COMMUNITY VLY BK
Dec 20, 2017	Grant Deed, Mortgage COMMUNITY VLY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Jan 29, 2019 · Amount on Record
Deed Document Number	202114254
Last Transfer Date	Sep 19, 2023
Transfer Doc	0000014437
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Sep 19, 2023
Property Address	2085 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000014437
Map Reference	MB 27 PG 31
Instrument Date	Sep 19, 2023
Instrument	2023014437
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3305, EL CENTRO, CA 92244-3305

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jun 21, 2021
Property Address	2085 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000014254
Map Reference	MB 27 PG 31
Instrument Date	May 22, 2021
Instrument	2021014254
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2085 CHAPARRAL DR, EL CENTRO, CA 92243-6115

Mortgage

Document Number	0000014255
Date	Jun 21, 2021
Instrument	2021014255

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2085 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028001
Date	Dec 20, 2017
Instrument	2017028001

Lender

Name	COMMUNITY VALLEY BANK
Type	Bank
Address	EL CENTRO, CA 92244

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2085 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000002757
Instrument Date	Feb 05, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2085 CHAPARRAL DR EL CENTRO CA 922436115, EL CENTRO, CA 92243-6115

Mortgage

Document Number	0000002757
Date	Feb 11, 2020
Instrument	2757

Lender

Name	CLOSINGMARK HM LNS INC
Address	ONTARIO, CA 91761

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jan 29, 2019
Property Address	2085 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000001738
Map Reference	MB 27 PG 31
Instrument Date	Jan 17, 2019
Instrument	2019001738
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 20, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2085 CHAPARRAL DRIVE, EL CENTRO, CA 92243-6115

Mortgage

Document Number	0000001739
Date	Jan 29, 2019
Instrument	2019001739

Lender

Name	SOUTH PACIFIC FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2085 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000003003
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 09, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3305 EL CENTRO CA 922443305, EL CENTRO, CA 92244-3305

Mortgage

Document Number	0000003003
Date	Feb 21, 2018
Instrument	3003

Lender

Name	COMMUNITY VLY BK
Type	Bank
Address	EL CENTRO, CA 92244

Agreement

Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2085 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000003004
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 09, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 3305 EL CENTRO CA 922443305, EL CENTRO, CA 92244-3305

Mortgage

Document Number	0000003004
Date	Feb 21, 2018
Instrument	3004

Lender

Name	COMMUNITY VLY BK
Type	Bank
Address	EL CENTRO, CA 92244

Agreement

Amount	Amount Recorded

February 2018: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Recording Date	Feb 21, 2018
Property Address	2085 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Document Number	0000003002
Instrument Date	Feb 15, 2018
Instrument	3002
Transaction Type	Construction Loan
Record Updated	Mar 09, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1250 GLENWOOD DR EL CENTRO CA 922433698, EL CENTRO, CA 92243-3698

Mortgage

Document Number	0000003002
Date	Feb 21, 2018
Instrument	3002

Lender

Name	COMMUNITY VLY BK
Type	Bank
Address	EL CENTRO, CA 92244

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Dec 20, 2017
Property Address	2085 CHAPARRAL DR, EL CENTRO, CA 92243-6115
Instrument Date	Dec 05, 2017
Instrument	27997
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1250 GLENWOOD DR EL CENTRO CA 922433698, EL CENTRO, CA 92243-3698

Mortgage

Document Number	0000027997
Date	Dec 20, 2017
Instrument	27997

Lender

Name	COMMUNITY VLY BK
Type	Bank
Address	EL CENTRO, CA 92244

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	McCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$587,918 (+2%) Land $88,324 Building $499,594
2025	$6,905.00 (+12.61%)	$576,392 (+4.04%) Land $86,593 Building $489,799
2024	$6,132.00 (+0.15%)
2023	$6,123.00 (+2.44%)	$554,013 Land $83,232 Building $470,781
2022	$5,977.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Imperial County (06025C), updated October 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 199 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Chaparral Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures