Washington County property record for 22131 Whitestone Ct, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,977 sqft · built 2021 |
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $69,000 (Dec 2020) |
| Tax Bill | $7,895 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-037295 |
| Primary APN | 07-037295 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,977 sqft Total Area |
| Basement Area | 1,590 sqft |
| Finished Basement | 1,590 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 55,321 sqft (1.27 acres) |
| Garage Type | Mixed |
| Garage Area | 1,071 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 037295 |
|---|---|
| Street Address | 22131 WHITESTONE CT |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(R) |
| Legal Description | LOT 15 1.27 AC 22131 WHITESTONE CT LIMESTONE ACRES |
| Legal Subdivision | LIMESTONE ACRES |
| Legal Lot Number | 15 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11301 |
22131 Whitestone Ct is owner-occupied and held in a trust since November 2021.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 22131 WHITESTONE CT, SMITHSBURG, MD 21783-1597 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CNB BANK INC |
| Feb 17, 2022 | Intrafamily Transfer, Transfer |
| Dec 3, 2020 | Grant Deed, Subdivision Related Transfer OLDE TOWNE TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on File |
| Deed Sale | Dec 4, 2020 · Amount on File |
| Deed Book / Page | 6443 / 499 |
| Last Transfer Date | Nov 12, 2021 |
| Transfer Doc | 0069290482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 22131 WHITESTONE CT, SMITHSBURG, MD 21783-1597 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 22131 WHITESTONE CT, SMITHSBURG, MD 21783-1597 |
| Document Number | 0069320337 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 6932/337 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Address | BERKELEY SPRINGS, WV 25411 |
| Type | Conventional Mortgage |
|---|---|
| Term | 239 Months |
| Due | Jan 6, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Feb 17, 2022 |
| Property Address | 22131 WHITESTONE CT, SMITHSBURG, MD 21783-1597 |
| Document Number | 0069290482 |
| Book / Page | 6929 / 482 |
| Map Reference | PL 7605 |
| Instrument Date | Nov 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22131 WHITESTONE CT, SMITHSBURG, MD 21783-1597 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 3, 2020 |
| Property Address | 22131 WHITESTONE CT, SMITHSBURG, MD 21783-1597 |
| Document Number | 0064430499 |
| Book / Page | 006443 / 000499 |
| Instrument Date | Dec 3, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2021 |
| Title Company | OLDE TOWNE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $69.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22131 WHITESTONE CT SMITHSBURG MD 217831597, SMITHSBURG, MD 21783-1597 |
The 2026 property tax bill for 22131 Whitestone Ct was $7,895 with a homeowner's exemption, up 5.5% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,895.00 (+5.46%) Homeowner's exemption | $818,800 (+9.29%) | $888,400 (-) Land $102,000 Building $786,400 |
| 2025 | $7,486.00 Homeowner's exemption | $749,200 | $888,400 Land $102,000 Building $786,400 |
| 2023 | $6,754.00 Homeowner's exemption | $649,467 | $679,600 Land $102,000 Building $577,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22131 Whitestone Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1988–2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22131 Whitestone Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable | 1,300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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