Washington County property record for 22124 Whitestone Ct, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,049 sqft · built 2005 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,100,000 (Nov 2025) |
| Tax Bill | $7,565 (2026) |
| Deeds & Mortgages | Nov 2025 Sale Mar 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-037163 |
| Primary APN | 07-037163 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,049 sqft Total Area |
| Basement Area | 1,360 sqft |
| Finished Basement | 1,360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 626 sqft |
| Porch | Slab |
| Porch Area | 50 sqft |
| Deck Area | 587 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 037163 |
|---|---|
| Street Address | 22124 WHITESTONE CT |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A(R) |
| Legal Description | LOT 4 1.03 AC 22124 WHITESTONE CT LIMESTONE ACRES |
| Legal Subdivision | LIMESTONE ACRES |
| Legal Lot Number | 4 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 11301 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22124 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed, Transfer REGIS TITLE LLC, RGS TITLE LLC |
| Mar 6, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Feb 2, 2018 | Deed of Trust, Mortgage · Conventional with PMI BAYCOAST MTG CO LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Prior Sale | Apr 18, 2005 · Amount on Record |
| Deed Book / Page | 7808 / 291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Nov 24, 2025 |
| Property Address | 22124 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Document Number | 0078080291 |
| Book / Page | 7808 / 291 |
| Map Reference | FO 7605 PG 7606 |
| Instrument Date | Nov 18, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 22124 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 22124 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054550109 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 5455/0109 |
| Instrument | 5455-0109 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 22124 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0062450102 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 6245/102 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 22124 WHITESTONE CT, SMITHSBURG, MD 21783-1596 |
| Document Number | 0056870383 |
| Book / Page | 005687 / 000383 |
| Instrument Date | Feb 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2018 |
| Title Company | EQUITY NATIONAL TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22124 WHITESTONE CT SMITHSBURG MD 217831596, SMITHSBURG, MD 21783-1596 |
| Document Number | 0056870383 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 005687/000383 |
| Name | BAYCOAST MTG CO LLC |
|---|---|
| Address | SWANSEA, MA 02777 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 8, 2048 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,565.00 (+14.66%) | $724,833 (+9.56%) | $788,100 (-) Land $100,200 Building $687,900 |
| 2025 | $6,598.00 (+11.11%) Homeowner's exemption | $661,567 (+15.76%) | $788,100 (+31.72%) Land $100,200 Building $687,900 |
| 2023 | $5,938.00 Homeowner's exemption | $571,500 | $598,300 Land $100,200 Building $498,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1988–2006) |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Cable | 1,300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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