22110 Whitestone Ct, Smithsburg, MD 21783 Property Records

Washington County property record for 22110 Whitestone Ct, Smithsburg, MD 21783

Property Summary

Property TypeResidential Vacant Land
Lot Size1.51 acres (65,776 sqft)
Owner2 Individual Names on Record
Last Sale$69,000 (Aug 2020)
Tax Bill$868 (2026)
Deeds & MortgagesOct 2022 Transfer
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-037201

Property Details

APN / Parcel Number

Primary APN07-037201
Alternative APN
  • 037201

Exterior

Lot Area65,776 sqft (1.51 acres)

Location & Zoning

Account Number037201
Street Address22110 WHITESTONE CT
CitySMITHSBURG
StateMD
Zip21783-1596
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeA(R)
Legal DescriptionLOT 7 1.51 AC 22110 WHITESTONE CT LIMESTONE ACRES
Legal SubdivisionLIMESTONE ACRES
Legal Lot Number7
JurisdictionWASHINGTON MD
Township / Civil Division7, SMITHSBURG
Census Block Group2
Census Block2006
Census Tract11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address22110 WHITESTONE CT, SMITHSBURG, MD 21783-1596
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2022Intrafamily Transfer, Transfer
MADISON SETTLEMENT SERVICES
Aug 18, 2020Deed, Subdivision Related Transfer · Conventional Mortgage
MIDDLETOWN VALLEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2020 · Amount on Record
Deed SaleAug 18, 2020 · Amount on Record
Deed Book / Page6334 / 426
Last Transfer DateJun 17, 2022
Transfer Doc0071190049
Record UpdatedOct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON MD
Recording DateOct 5, 2022
Property Address22110 WHITESTONE CT, SMITHSBURG, MD 21783-1596
Document Number0071190049
Book / Page7119 / 49
Map ReferenceMB 7605
Instrument DateJun 17, 2022
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanyMADISON SETTLEMENT SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address22110 WHITESTONE CT, SMITHSBURG, MD 21783-1596

August 2020: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateAug 18, 2020
Property Address22110 WHITESTONE CT, SMITHSBURG, MD 21783-1596
Document Number0063340426
Book / Page6334 / 426
Map ReferenceMB 7605
Instrument DateAug 17, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2021
Title CompanyOLDE TOWNE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1240 TEN OAKS RD, HALETHORPE, MD 21227-1317

Mortgage

Document Number0063340430
DateAug 18, 2020
Book Page6334/430
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
AddressMIDDLETOWN, MD 21769
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2040
Interest
Rate TypeAdjustable Rate
Rate4.5%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.5%
Index1-Year LIBOR
Max Rate10.5%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$868.00$83,800 (-) Land $83,800$83,800 (-) Land $83,800
2025$868.00 (+0.12%)$83,800 (-) Land $83,800$83,800 (-) Land $83,800
2024$867.00 (-0.46%)
2023$871.00$83,800 Land $83,800$83,800 Land $83,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1988–2006)
Most Recent ClaimJun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Cable
1,300 / 50
Verizon
Fixed Wireless
300 / 20

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