22127 Whitestone Ct, Smithsburg, MD 21783 Property Records

Washington County property record for 22127 Whitestone Ct, Smithsburg, MD 21783 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,690 sqft · built 2021
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jan 2020)
Tax Bill	$8,551 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-037287`

Property Details

APN / Parcel Number

Primary APN	`07-037287`
Alternative APN	`037287`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,690 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	918 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	640 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	037287
Street Address	22127 WHITESTONE CT
City	SMITHSBURG
State	MD
Zip	21783-1597
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 1.10 AC 22127 WHITESTONE CT LIMESTONE ACRES
Legal Subdivision	LIMESTONE ACRES
Legal Lot Number	14
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	2
Census Block	2006
Census Tract	11301

Owner

Source: Washington County records · APN 07-037287

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22127 WHITESTONE CT, SMITHSBURG, MD 21783-1597
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Sep 14, 2020	Deed of Trust, Mortgage · Construction Mortgage GEORGE MASON MORTGAGE LLC
Jan 13, 2020	Grant Deed, Subdivision Related Transfer OLDE TOWNE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Deed Book / Page	6156 / 391
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22127 WHITESTONE CT, SMITHSBURG, MD 21783-1597
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22127 WHITESTONE CT, SMITHSBURG, MD 21783-1597

Mortgage

Document Number	0069840355
Date	Apr 14, 2022
Book Page	6984/355

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22127 WHITESTONE CT, SMITHSBURG, MD 21783-1597
Transaction Type	Mortgage
Record Updated	Sep 08, 2021
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067440113
Date	Sep 01, 2021
Book Page	6744/113

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22127 WHITESTONE CT, SMITHSBURG, MD 21783-1597
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	STRATFORD TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063600126
Date	Sep 14, 2020
Book Page	6360/126

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Sep 30, 2021

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2020
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	12.2%
Index	Prime Rate
Max Rate	12.2%

January 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 13, 2020
Property Address	22127 WHITESTONE CT, SMITHSBURG, MD 21783-1597
Document Number	0061560391
Book / Page	006156 / 000391
Instrument Date	Jan 10, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 29, 2020
Title Company	OLDE TOWNE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1748 CANAL RUN DR POINT OF ROCKS MD 217772022, POINT OF ROCKS, MD 21777-2022

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$904,367 (+10.27%)	$988,600 (-) Land $100,700 Building $887,900
2025	$8,551.00 (+17.47%)	$820,133 (+17.17%)	$988,600 (+34.34%) Land $100,700 Building $887,900
2023	$7,279.00	$699,967	$735,900 Land $100,700 Building $635,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430113012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1988–2006)
Most Recent Claim	Jun 2006, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 9% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Schurz Communications	Cable	1,300 / 50
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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