Madison County property record for 221 Michael Dr, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,035 sqft · built 2007 |
| Lot Size | 0.792 acres (34,503 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $298,000 (Oct 2017) |
| Tax Bill | $8,495 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Oct 2017 Sale & Mortgage |
| APN | 10-2-16-34-03-302-040 |
| Primary APN | 10-2-16-34-03-302-040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,035 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Modern |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 34,503 sqft (0.792 acres) |
| Lot Dimensions | 246 ft deep x 140 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 221 MICHAEL DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK LAND HILLS LOT 68 140 X 246.45 IRR |
| Legal Subdivision | OAK LAND HILLS |
| Legal Lot Number | 68 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | PIN OAK |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 403701 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 221 MICHAEL DR, TROY, IL 62294-1277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO |
| Oct 10, 2017 | Warranty Deed, Transfer · Conventional with PMI BANK OF EDWARDSVILLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2017 · Amount on Record |
| Deed Sale | Oct 10, 2017 · Amount on Record |
| Prior Sale | Sep 15, 2005 · Amount on Record |
| Deed Document Number | 201734211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 221 MICHAEL DR, TROY, IL 62294-1277 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011111 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 2020R11111 |
| Name | CARDINAL FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Oct 10, 2017 |
| Property Address | 221 MICHAEL DR, TROY, IL 62294-1277 |
| Document Number | 0000034211 |
| Instrument Date | Oct 2, 2017 |
| Instrument | 34211 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ABSTRACTS AND TITLES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $447.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 221 MICHAEL DR TROY IL 622941277, TROY, IL 62294-1277 |
| Document Number | 34212 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 34212 |
| Name | BANK OF EDWARDSVILLE |
|---|---|
| Type | Bank |
| Address | EDWARDSVILE, IL 62025 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Pin Oak Township |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,495.00 (+6.07%) | $141,170 (+29.13%) Land $27,950 Building $113,220 | $423,510 (+29.01%) Land $83,850 Building $339,660 |
| 2024 | $8,009.00 (+13.86%) | ||
| 2022 | $7,034.00 | $109,320 Land $21,640 Building $87,680 | $328,288 Land $64,985 Building $263,303 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2009–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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