Madison County property record for 212 Michael Dr, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,993 sqft · built 2003 |
| Lot Size | 0.447 acres (19,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Mar 2023) |
| Tax Bill | $1,556 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| APN | 10-2-16-34-03-302-034 |
| Primary APN | 10-2-16-34-03-302-034 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,993 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Modern |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 19,500 sqft (0.447 acres) |
| Lot Dimensions | 150 ft deep x 130 ft wide |
| Garage Type | Attached |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 212 MICHAEL DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK LAND HILLS LOT 62 130 X 150 |
| Legal Subdivision | OAK LAND HILLS |
| Legal Lot Number | 62 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | PIN OAK |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 403701 |
Source: Madison County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 212 MICHAEL DR, TROY, IL 62294-1277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC |
| Mar 8, 2023 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Jan 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on Record |
| Deed Sale | Mar 8, 2023 · Amount on Record |
| Prior Sale | Jan 21, 2004 · Amount on Record |
| Deed Document Number | 20236281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 212 MICHAEL DR, TROY, IL 62294-1277 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000027935 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2025R27935 |
| Name | ZOOM HOME LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.48% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Mar 8, 2023 |
| Property Address | 212 MICHAEL DR, TROY, IL 62294-1277 |
| Document Number | 0000006281 |
| Map Reference | PC 60 PG 8 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023R06281 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2023 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 212 MICHAEL DR, TROY, IL 62294-1277 |
| Document Number | 0000006282 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 2023R06282 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 212 MICHAEL DR, TROY, IL 62294-1277 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000109 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 2022R00109 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Pin Oak Township |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,556.00 | $140,140 (+29.14%) Land $27,110 Building $113,030 | $420,420 (+29.01%) Land $81,330 Building $339,090 |
| 2024 | $1,556.00 (-77.25%) | ||
| 2022 | $6,839.00 | $108,520 Land $20,990 Building $87,530 | $325,886 Land $63,033 Building $262,853 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2009–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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