Madison County property record for 228 Michael Dr, Troy, IL 62294
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 3 ba · 708 sqft · built 2002 |
| Lot Size | 0.447 acres (19,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (Dec 2003) |
| Tax Bill | $8,603 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2021 Mortgage |
| APN | 10-2-16-34-03-302-041 |
| Primary APN | 10-2-16-34-03-302-041 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 708 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Modern |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 19,500 sqft (0.447 acres) |
| Lot Dimensions | 150 ft deep x 130 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 228 MICHAEL DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | OAK LAND HILLS LOT 69 130 X 150 |
| Legal Subdivision | OAK LAND HILLS |
| Legal Lot Number | 69 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | PIN OAK |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 403701 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 228 MICHAEL DR, TROY, IL 62294-1277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2003 · Amount on Record |
| Deed Sale | Dec 2, 2003 · Amount on Record |
| Deed Document Number | 200391235 |
| Deed Book / Page | 4621 / 6321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 228 MICHAEL DR, TROY, IL 62294-1277 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000027067 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 2022R27067 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 15, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 228 MICHAEL DR, TROY, IL 62294-1277 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012441 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021R12441 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Pin Oak Township |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,603.00 (+2.31%) | $147,890 (+29.13%) Land $29,480 Building $118,410 | $443,670 (+29%) Land $88,440 Building $355,230 |
| 2024 | $8,409.00 (+13.8%) | ||
| 2022 | $7,389.00 | $114,530 Land $22,830 Building $91,700 | $343,934 Land $68,559 Building $275,375 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2009–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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