Madison County property record for 220 Michael Dr, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 4 ba · 1,088 sqft · built 2000 |
| Lot Size | 0.447 acres (19,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $407,000 (Sep 2025) |
| Tax Bill | $9,709 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jan 2022 Sale & Mortgage |
| APN | 10-2-16-34-03-302-037 |
| Primary APN | 10-2-16-34-03-302-037 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 1 Room |
| Stories | 2 Stories |
| Building Area | 1,088 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modern |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 19,500 sqft (0.447 acres) |
| Lot Dimensions | 150 ft deep x 130 ft wide |
| Garage Type | Attached |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 220 MICHAEL DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK LAND HILLS LOT 65 130 X 150 |
| Legal Subdivision | OAK LAND HILLS |
| Legal Lot Number | 65 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | PIN OAK |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 403701 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 220 MICHAEL DR, TROY, IL 62294-1277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK |
| Jan 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage FCB BANKS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on Record |
| Deed Sale | Sep 25, 2025 · Amount on Record |
| Prior Sale | Jan 6, 2022 · Amount on Record |
| Deed Document Number | 202526810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Sep 25, 2025 |
| Property Address | 220 MICHAEL DR, TROY, IL 62294-1277 |
| Document Number | 0000026810 |
| Map Reference | PC 60 PG 8 |
| Instrument Date | Sep 18, 2025 |
| Instrument | 2025R26810 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 220 MICHAEL DR, TROY, IL 62294-1277 |
| Document Number | 0000026811 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2025R26811 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jan 6, 2022 |
| Property Address | 220 MICHAEL DR, TROY, IL 62294-1277 |
| Document Number | 0000000986 |
| Map Reference | PC 60 PG 8 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2022R00986 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $543.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 220 MICHAEL DR, TROY, IL 62294-1277 |
| Document Number | 0000000987 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 2022R00987 |
| Name | FCB BANKS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3% |
|---|
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Pin Oak Township |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,709.00 (+6.03%) Homeowner's exemption | $160,480 (+6.93%) Land $29,480 Building $131,000 | $481,440 (+6.93%) Land $88,440 Building $393,000 |
| 2024 | $9,157.00 (+13.71%) | $150,080 (+20.76%) Land $27,570 Building $122,510 | $450,240 (+20.64%) Land $82,710 Building $367,530 |
| 2022 | $8,053.00 | $124,280 Land $22,830 Building $101,450 | $373,214 Land $68,559 Building $304,655 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2009–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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