221 E Nebraska St, Elburn, IL 60119 Property Records

Kane County property record for 221 E Nebraska St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	built 1880
Lot Size	0.26 acres (11,313 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Oct 2021)
Tax Bill	$8,154 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-05-156-004`

Property Details

APN / Parcel Number

Primary APN	`11-05-156-004`

Exterior

Year Built	Built 1880
Lot Area	11,313 sqft (0.26 acres)
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Location & Zoning

Street Address	221 E NEBRASKA ST
City	ELBURN
State	IL
Zip	60119-9041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JOHNSONS PLAT/BLACKBERRY
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1020
Census Tract	854507

Owner

221 E Nebraska St is owned and occupied by two individuals who bought it in October 2021.

Source: Kane County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 E NEBRASKA ST, ELBURN, IL 60119-9041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 29, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK
Oct 8, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Deed Document Number	202176407
Prior Transfer Date	Jan 25, 2019
Prior Transfer Doc	0000062849
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	May 28, 2026
Property Address	221 E NEBRASKA ST, ELBURN, IL 60119-9041
Document Number	0000021952
Instrument Date	Apr 9, 2026
Instrument	202621952
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E NEBRASKA ST, ELBURN, IL 60119-9041

Mortgage

Document Number	0000021952,
Date	May 28, 2026
Instrument	202621952

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	221 E NEBRASKA ST, ELBURN, IL 60119-9041
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E NEBRASKA ST, ELBURN, IL 60119-9041

Mortgage

Document Number	0000023293
Date	Apr 29, 2022
Instrument	2022K023293

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	221 E NEBRASKA ST, ELBURN, IL 60119-9041
Transaction Type	Mortgage
Record Updated	Oct 18, 2021
Title Company	FOX TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019245
Date	Apr 17, 2020
Instrument	2020K019245

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 8, 2021
Property Address	221 E NEBRASKA ST, ELBURN, IL 60119-9041
Document Number	0000076407
Instrument Date	Aug 27, 2021
Instrument	2021K076407
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E NEBRASKA ST, ELBURN, IL 60119-9041

Mortgage

Document Number	0000076408
Date	Oct 8, 2021
Instrument	2021K076408

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 27, 2019
Property Address	221 E NEBRASKA ST, ELBURN, IL 60119-9041
Document Number	0000062849
Instrument Date	Jan 25, 2000
Instrument	62849
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 E NEBRASKA ST ELBURN IL 601199041, ELBURN, IL 60119-9041

Tax Assessment & Valuation

The 2025 property tax bill for 221 E Nebraska St was $8,154 with a homeowner's exemption, up 3.4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,154.00 (+3.4%) Homeowner's exemption	$110,584 (+8.89%) Land $14,238 Building $96,346	$331,885 (+8.89%) Land $42,731 Building $289,154
2024	$7,886.00	$101,556 Land $13,076 Building $88,480	$304,790 Land $39,244 Building $265,546
2022	$8,108.00 (+10.99%) Homeowner's exemption	$92,621 (+5.26%) Land $10,831 Building $81,790	$277,863 (+5.26%) Land $32,493 Building $245,370
2021	$7,305.00 Homeowner's exemption	$87,994 Land $10,367 Building $77,627	$263,982 Land $31,101 Building $232,881

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 E Nebraska St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 E Nebraska St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV, Xfinity.

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