39 W 261 HEMILOCK ST ST CHARLES IL 60119, ST CHARLES, IL 60119
Mortgage
Document Number
46959
Date
Sep 7, 2017
Instrument
46959
Lender
Name
GUARANTEED RATE
Address
CHICAGO, IL 60613
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 6, 2047
Interest
Rate Type
Fixed Rate
Rate
4%
Tax Assessment & Valuation
The 2025 property tax bill for 111 E Nebraska St was $4,412 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
Property Jurisdictions
Type
Name
State
Illinois
County
Kane County
County Subdivision
Blackberry Township
Municipality
Elburn Village
Unified School District
Kaneland Community Unit School District 302 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$4,412.00Homeowner's exemption
$63,501 (+8.89%)Land $7,656Building $55,845
$190,579 (+8.89%)Land $22,977Building $167,602
2024
$58,317Land $7,031Building $51,286
$175,021Land $21,101Building $153,920
2022
$4,617.00 (+4.72%)Homeowner's exemption
$55,327 (+5.45%)Land $5,824Building $49,503
$165,981 (+5.45%)Land $17,472Building $148,509
2021
$4,409.00Homeowner's exemption
$52,470Land $5,574Building $46,896
$157,410Land $16,722Building $140,688
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 111 E Nebraska St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Nearby Flood Claims
1 (2021)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Jun 2021 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 111 E Nebraska St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ELBURN serves 6,559 people · EPA ID IL0890300
Water Source
Groundwater
Last State Inspection
Jun 2024
Lead
3 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Metronet Fiber
5,120 / 5,120
AT&T Fiber
5,000 / 5,000
Mediacom Xtream Cable
1,000 / 50
T-Mobile Fixed Wireless
100 / 20
May also be available: Verizon, Watch TV, Xfinity.