309 E Nebraska St, Elburn, IL 60119 Property Records

Kane County property record for 309 E Nebraska St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$207,000 (Jan 2015)
Tax Bill	$7,053 (2022)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-05-157-002`

Property Details

APN / Parcel Number

Primary APN	`11-05-157-002`

Exterior

Exterior Material	Wood
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	309 E NEBRASKA ST
City	ELBURN
State	IL
Zip	60119-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:BLACKBERRY
Legal Range	07E
Legal Township	39N
Legal Section	05
Legal Subdivision	JOHNSONS PLAT/VLG/BLACKBERRY
Legal Block	10
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1019
Census Tract	854507

Owner

309 E Nebraska St is owned and occupied by an individual who bought it in January 2015.

Source: Kane County records, as of May 6, 2024

Owner of Record	Individual Name on File
Mailing Address	309 E NEBRASKA ST, ELBURN, IL 60119-9043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2015 · Amount on File
Deed Sale	Jan 21, 2015 · Amount on File
Prior Sale	Oct 26, 2012 · Amount on File
Deed Document Number	2015K003295
Record Updated	Jun 7, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	309 E NEBRASKA ST, ELBURN, IL 60119-9043
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047601
Date	Oct 8, 2019
Instrument	2019K047601

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

Interest

Rate Type	Fixed Rate
Rate	3.5%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	309 E NEBRASKA ST, ELBURN, IL 60119-9043
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047854
Date	Aug 25, 2020
Instrument	2020K047854

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$7,053.00 (+3.45%) Homeowner's exemption	$85,372 (+4.48%) Land $11,140 Building $74,232	$256,116 (+4.48%) Land $33,420 Building $222,696
2021	$6,818.00 Homeowner's exemption	$81,711 Land $10,662 Building $71,049	$245,133 Land $31,986 Building $213,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 E Nebraska St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 E Nebraska St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV, Xfinity.

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