312 E Nebraska St, Elburn, IL 60119 Property Records

Kane County property record for 312 E Nebraska St, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	1 bd · 750 sqft · built 1951
Lot Size	0.184 acres (8,003 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2023)
Tax Bill	$4,464 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-05-154-008`

Property Details

APN / Parcel Number

Primary APN	`11-05-154-008`

Interior

Bedrooms	1 Bed
Total Rooms	4 Rooms
Stories	1 Story
Building Area	750 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cottage
Lot Area	8,003 sqft (0.184 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	312 E NEBRASKA ST
City	ELBURN
State	IL
Zip	60119-9042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	JOHNSONS ADD
Legal Block	1
Legal Lot Number	1,6
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1018
Census Tract	854507

Owner

312 E Nebraska St is owned and occupied by an individual who bought it in December 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	312 E NEBRASKA ST, ELBURN, IL 60119-9042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage E & H ACQUISITIONS INC
Jun 23, 2017	Grant Deed, Mortgage · Line of Credit STILLMAN BANCORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on File
Deed Sale	Dec 12, 2023 · Amount on File
Prior Sale	Mar 24, 2023 · Amount on File
Deed Document Number	202343259
Prior Transfer Date	Feb 25, 2000
Prior Transfer Doc	0000018358
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 12, 2023
Property Address	312 E NEBRASKA ST, ELBURN, IL 60119-9042
Document Number	0000043259
Instrument Date	Nov 21, 2023
Instrument	2023K043259
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E NEBRASKA ST, ELBURN, IL 60119-9042

Mortgage

Document Number	0000043260
Date	Dec 12, 2023
Instrument	2023K043260

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	8.5%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 24, 2023
Property Address	312 E NEBRASKA ST, ELBURN, IL 60119-9042
Document Number	0000009131
Instrument Date	Feb 28, 2023
Instrument	2023K009131
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 MCTHURSTAN CT APT 103, 103, SAINT CHARLES, IL 60174-4037

Mortgage

Document Number	0000009132
Date	Mar 24, 2023
Instrument	2023K009132

Lender

Name	E & H ACQUISITIONS INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2024

June 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jun 23, 2017
Property Address	312 E NEBRASKA ST, ELBURN, IL 60119-9042
Instrument Date	Jun 2, 2017
Instrument	32258
Transaction Type	Mortgage
Record Updated	Jul 19, 2017
Title Company	FOX TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3230 SYCAMORE RD #142 DEKALB IL 601159621, 142, DEKALB, IL 60115-9621

Mortgage

Document Number	0000032258
Date	Jun 23, 2017
Instrument	32258

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	455 W IL ROUTE 38 # 300, ROCHELLE, IL 61068-1165

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jun 22, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 312 E Nebraska St was $4,464 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,464.00	$65,462 (+8.89%) Land $9,391 Building $56,071	$196,465 (+8.89%) Land $28,184 Building $168,280
2024		$60,117 Land $8,624 Building $51,493	$180,423 Land $25,882 Building $154,541
2022	$4,017.00 (+4.64%)	$42,281 (+4.48%) Land $7,143 Building $35,138	$126,843 (+4.48%) Land $21,429 Building $105,414
2021	$3,839.00	$40,468 Land $6,837 Building $33,631	$121,404 Land $20,511 Building $100,893

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 E Nebraska St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 312 E Nebraska St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV, Xfinity.

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