Montgomery County property record for 221 E Main St, Ladoga, IN 47954
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,483 sqft · built 1970 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,800 (Aug 2019) |
| Tax Bill | $1,558 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-03025-00 |
| Primary APN | 006-03025-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,483 sqft Living Area |
| 1st Floor Area | 4,142 sqft |
| 2nd Floor Area | 824 sqft |
| Basement Area | 354 sqft |
| Unfinished Basement | 354 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 149 ft deep x 74 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 006-03025-00 |
|---|---|
| Street Address | 221 E MAIN ST |
| City | LADOGA |
| State | IN |
| Zip | 47954-9799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 2 LADOGA O P |
| Legal Subdivision | ORIGINAL PLAT OF THE TOWN OF LADOGA |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY IN |
| Township / Civil Division | CLARK |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 957500 |
Source: Montgomery County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 532, LADOGA, IN 47954-0532 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 12, 2019 | Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC |
| Feb 6, 2019 | Deed of Trust, Mortgage · Line of Credit HOOSIER HEARTLAND STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2019 · Amount on Record |
| Deed Sale | Aug 12, 2019 · Amount on Record |
| Deed Document Number | 20194241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Recording Date | Aug 12, 2019 |
| Property Address | 221 E MAIN ST, LADOGA, IN 47954-9799 |
| Document Number | 0201904241 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 201904241 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | PARTNERS TITLE GROUP INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 532, LADOGA, IN 47954-0532 |
| Document Number | 0201904242 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 201904242 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Property Address | 221 E MAIN ST, LADOGA, IN 47954-9799 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900715 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 201900715 |
| Name | HOOSIER HEARTLAND STATE BANK |
|---|---|
| Type | Bank |
| Address | CRAWFORDSVILLE, IN 47933 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 4, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montgomery County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Montgomery County |
| County Subdivision | Clark Township |
| Municipality | Ladoga Town |
| Unified School District | South Montgomery Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,558.00 (+4.42%) | $214,600 (+14.03%) Land $19,000 Building $195,600 | $214,600 (+14.03%) Land $19,000 Building $195,600 |
| 2024 | $1,492.00 (-0.8%) | $188,200 (-2.64%) Land $19,000 Building $169,200 | $188,200 (-2.64%) Land $19,000 Building $169,200 |
| 2023 | $1,504.00 (-1.18%) | $193,300 (+6.85%) Land $15,700 Building $177,600 | $193,300 (+6.85%) Land $15,700 Building $177,600 |
| 2022 | $1,522.00 | $180,900 Land $15,700 Building $165,200 | $180,900 Land $15,700 Building $165,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2008–2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LADOGA WATER WORKS serves 1,180 people · EPA ID IN5254006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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