220 E Main St, Ladoga, IN 47954 Property Records

Montgomery County property record for 220 E Main St, Ladoga, IN 47954

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 4,526 sqft · built 1893
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on Record
Last Sale	$83,000 (Jun 2014)
Tax Bill	$1,628 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`006-13016-00`

Property Details

APN / Parcel Number

Primary APN	`006-13016-00`
Alternative APN	`54-16-18-331-055.000-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,526 sqft Living Area
1st Floor Area	6,776 sqft
Basement Area	2,250 sqft
Unfinished Basement	2,250 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	87 ft deep x 74 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	006-13016-00
Street Address	220 E MAIN ST
City	LADOGA
State	IN
Zip	47954-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 7 BLK 1 LADOGA O P
Legal Subdivision	ORIGINAL PLAT OF THE TOWN OF LADOGA
Legal Block	1
Legal Lot Number	7
Jurisdiction	MONTGOMERY IN
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3036
Census Tract	957500

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 86, LADOGA, IN 47954-0086
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2014 · Amount on Record
Deed Sale	Jun 10, 2014 · Amount on Record
Deed Document Number	20142831
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IN
Property Address	220 E MAIN ST, LADOGA, IN 47954-9799
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202083
Date	Apr 14, 2022
Instrument	202202083

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Montgomery County
County Subdivision	Clark Township
Municipality	Ladoga Town
Unified School District	South Montgomery Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,628.00 (+4.63%)	$222,100 (+14.37%) Land $13,500 Building $208,600	$222,100 (+14.37%) Land $13,500 Building $208,600
2024	$1,556.00 (-1.58%)	$194,200 (-3.29%) Land $13,500 Building $180,700	$194,200 (-3.29%) Land $13,500 Building $180,700
2023	$1,581.00 (-1%)	$200,800 Land $11,200 Building $189,600	$200,800 Land $11,200 Building $189,600
2022	$1,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2008–2015)
Most Recent Claim	Jul 2015 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADOGA WATER WORKS serves 1,180 people · EPA ID IN5254006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20