213 E Main St, Ladoga, IN 47954 Property Records

Montgomery County property record for 213 E Main St, Ladoga, IN 47954

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,754 sqft · built 1902
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on File
Last Sale	$249,900 (Aug 2021)
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-13017-00`

Property Details

APN / Parcel Number

Primary APN	`006-13017-00`
Alternative APN	`54-16-18-331-100.000-009`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,754 sqft Living Area
1st Floor Area	4,089 sqft
2nd Floor Area	1,419 sqft
Attic	Attic
Attic Area	1,419 sqft
Basement Area	1,419 sqft
Unfinished Basement	1,419 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1956
Construction Type	Wood
Roof Material	Asphalt
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	149 ft deep x 74 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	483 sqft
Patio Area	288 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	006-13017-00
Street Address	213 E MAIN ST
City	LADOGA
State	IN
Zip	47954-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 2 LADOGA O P
Legal Subdivision	THE ORIGINAL PLAT
Legal Block	2
Legal Lot Number	3
Jurisdiction	MONTGOMERY IN
Township / Civil Division	CLARK
Census Block Group	3
Census Block	3043
Census Tract	957500

Owner

213 E Main St is owned by an individual who bought it in August 2021.

Source: Montgomery County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 156, LADOGA, IN 47954-0156
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2021 · Amount on File
Deed Sale	Aug 4, 2021 · Amount on File
Prior Sale	Aug 16, 2012 · Amount on File
Deed Document Number	20215568
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IN
Recording Date	Aug 4, 2021
Property Address	213 E MAIN ST, LADOGA, IN 47954-9799
Document Number	0202105568
Map Reference	MB 5 PG 305
Instrument Date	Aug 3, 2021
Instrument	202105568
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	PARTNERS TITLE GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 156, LADOGA, IN 47954-0156

Mortgage

Document Number	0202105569
Date	Aug 4, 2021
Instrument	202105569

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 213 E Main St was $2,402, up 1.8% from the year before.

Source: Montgomery County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Montgomery County
County Subdivision	Clark Township
Municipality	Ladoga Town
Unified School District	South Montgomery Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,402.00 (+1.82%)	$304,900 (+13.09%) Land $19,000 Building $285,900	$304,900 (+13.09%) Land $19,000 Building $285,900
2024	$2,359.00 (-1.17%)	$269,600 (-3.2%) Land $19,000 Building $250,600	$269,600 (-3.2%) Land $19,000 Building $250,600
2023	$2,387.00 (-2.17%)	$278,500 Land $15,700 Building $262,800	$278,500 Land $15,700 Building $262,800
2022	$2,440.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2008–2015)
Most Recent Claim	Jul 2015 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 213 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADOGA WATER WORKS serves 1,180 people · EPA ID IN5254006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20