202 E Main St, Ladoga, IN 47954 Property Records

Montgomery County property record for 202 E Main St, Ladoga, IN 47954

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,224 sqft · built 1903
Lot Size0.253 acres (11,021 sqft)
OwnerIndividual Name on Record
Tax Bill$1,459 (2025)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN006-08009-00

Property Details

APN / Parcel Number

Primary APN006-08009-00
Alternative APN
  • 54-16-18-331-057.000-009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area3,224 sqft Living Area
1st Floor Area5,008 sqft
2nd Floor Area1,440 sqft
AtticAttic
Attic Area1,440 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1956
Construction TypeWood
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,021 sqft (0.253 acres)
Lot Dimensions149 ft deep x 74 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area112 sqft
Shed1 Shed
Shed Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number006-08009-00
Street Address202 E MAIN ST
CityLADOGA
StateIN
Zip47954-9799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 1 LADOGA O P
Legal Block1
Legal Lot Number5
JurisdictionMONTGOMERY IN
Township / Civil DivisionCLARK
Census Block Group3
Census Block3036
Census Tract957500

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address202 E MAIN ST, LADOGA, IN 47954-9799
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IN
Property Address202 E MAIN ST, LADOGA, IN 47954-9799
Transaction TypeMortgage
Record UpdatedJan 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202108450
DateDec 7, 2021
Instrument202108450
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMontgomery County
County SubdivisionClark Township
MunicipalityLadoga Town
Unified School DistrictSouth Montgomery Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,459.00 (+3.84%)$204,100 (+13.39%) Land $19,000 Building $185,100$204,100 (+13.39%) Land $19,000 Building $185,100
2024$1,405.00 (-2.63%)$180,000 (-2.54%) Land $19,000 Building $161,000$180,000 (-2.54%) Land $19,000 Building $161,000
2023$1,443.00 (-0.62%)$184,700 Land $15,700 Building $169,000$184,700 Land $15,700 Building $169,000
2022$1,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2008–2015)
Most Recent ClaimJul 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADOGA WATER WORKS
serves 1,180 people · EPA ID IN5254006
Water SourceGroundwater
Last State InspectionFeb 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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