221 Cedar Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 221 Cedar Ave, Gaithersburg, MD 20877

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 2,581 sqft · built 2020
Lot Size0.28 acres (12,214 sqft)
Owner2 Individual Names on Record
Last Sale$752,500 (Aug 2022)
Tax Bill$11,043 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-03850663

Property Details

APN / Parcel Number

Primary APN09-03850663
Alternative APN
  • 03850663

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,581 sqft Living Area
1st Floor Area1,295 sqft
AtticAttic
Attic Area576 sqft
Basement Area1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,214 sqft (0.28 acres)
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number03850663
Street Address221 CEDAR AVE
CityGAITHERSBURG
StateMD
Zip20877-1907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal DescriptionBROWNS ADD TO GAITH
Legal SubdivisionBROWNS ADD GAITHERSBURG
Legal Block2
Legal Lot Number41
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group1
Census Block1007
Census Tract700731

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address221 CEDAR AVE, GAITHERSBURG, MD 20877-1907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2022 · Amount on Record
Deed SaleAug 22, 2022 · Amount on Record
Deed Book / Page66163 / 458
Record UpdatedSep 20, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateAug 22, 2022
Property Address221 CEDAR AVE, GAITHERSBURG, MD 20877-1907
Document Number0661630458
Book / Page66163 / 458
Map ReferencePL 25663
Instrument DateAug 18, 2022
Transaction TypeTransfer
Record UpdatedOct 2, 2023
Title CompanyVILLAGE SETTLEMENTS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,287.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address221 CEDAR AVE, GAITHERSBURG, MD 20877-1907

Mortgage

Document Number0066163463
DateAug 22, 2022
Instrument66163/463
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityGaithersburg City
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$725,400 (-) Land $178,200 Building $547,200$725,400 (-) Land $178,200 Building $547,200
2025$11,043.00 (+277.15%)$725,400 (-1.52%) Land $178,200 Building $547,200$725,400 (-1.52%) Land $178,200 Building $547,200
2023$736,600 Land $178,200 Building $558,400$736,600 Land $178,200 Building $558,400
2022$2,928.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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