215 Cedar Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 215 Cedar Ave, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 1955
Lot Size	0.153 acres (6,668 sqft)
Owner	2 Individual Names on File
Last Sale	$14,086 (Jun 2025)
Tax Bill	$4,277 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00826336`

Property Details

APN / Parcel Number

Primary APN	`09-00826336`
Alternative APN	`00826336`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Utility Area	352 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,668 sqft (0.153 acres)
Deck Area	320 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00826336
Street Address	215 CEDAR AVE
City	GAITHERSBURG
State	MD
Zip	20877-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	BROWNS ADD
Legal Subdivision	BROWNS ADD GAITHERSBURG
Legal Block	2
Legal Lot Number	9
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1007
Census Tract	700731

Owner

215 Cedar Ave is owned and occupied by two individuals who bought it in June 2025.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 CEDAR AVE, GAITHERSBURG, MD 20877-1907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU
Jun 15, 2020	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on File
Deed Sale	Jun 10, 2025 · Amount on File
Prior Sale	Jun 15, 2020 · Amount on File
Deed Book / Page	69265 / 269
Prior Transfer Date	May 22, 2025
Prior Transfer Doc	0692650269
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	215 CEDAR AVE, GAITHERSBURG, MD 20877-1907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0546440167
Date	Jul 26, 2017
Book Page	54644/167

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20770

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 15, 2020
Property Address	215 CEDAR AVE, GAITHERSBURG, MD 20877-1907
Document Number	0598160052
Book / Page	59816 / 52
Map Reference	MB 33 PL 2205
Instrument Date	May 1, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	215 CEDAR AVE, GAITHERSBURG, MD 20877-1907

Mortgage

Document Number	5981659
Date	Jun 15, 2020
Instrument	59816/59

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 215 Cedar Ave was $4,277, down 6.9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,800 (+6.89%) Land $160,700 Building $218,100	$378,800 (-) Land $160,700 Building $218,100
2025	$4,277.00 (-6.92%)	$354,367	$378,800 Land $160,700 Building $218,100
2024	$4,595.00
2023		$305,500 Land $160,700 Building $144,800	$305,500 Land $160,700 Building $144,800
2022	$3,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Cedar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Cedar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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