219 Cedar Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 219 Cedar Ave, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,784 sqft · built 1962
Lot Size	0.239 acres (10,426 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Jan 2019)
Tax Bill	$6,204 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-00825800`

Property Details

APN / Parcel Number

Primary APN	`09-00825800`
Alternative APN	`00825800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,784 sqft Living Area
Gross Area	3,288 sqft
1st Floor Area	1,780 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,426 sqft (0.239 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	00825800
Street Address	219 CEDAR AVE
City	GAITHERSBURG
State	MD
Zip	20877-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	PT LOT 12 BROWNS ADD TO GAITHERSBURG
Legal Subdivision	BROWNS ADD GAITHERSBURG
Legal Block	2
Legal Lot Number	12
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1007
Census Tract	700731

Owner

219 Cedar Ave is owned and occupied by two individuals who bought it in January 2019.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	219 CEDAR AVE, GAITHERSBURG, MD 20877-1907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Sep 24, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 10, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 11, 2019	Grant Deed, Transfer · FHA Mortgage MORTGAGE ACCESS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2019 · Amount on File
Deed Sale	Jan 11, 2019 · Amount on File
Prior Sale	May 27, 2004 · Amount on File
Deed Book / Page	57096 / 379
Transfer Doc	0000182158
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	219 CEDAR AVE, GAITHERSBURG, MD 20877-1907
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	JDM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 CEDAR AVE, GAITHERSBURG, MD 20877-1907

Mortgage

Document Number	0629350188
Date	May 10, 2021
Book Page	62935/188

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	219 CEDAR AVE, GAITHERSBURG, MD 20877-1907
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 CEDAR AVE, GAITHERSBURG, MD 20877-1907

Mortgage

Document Number	0605850278
Date	Sep 24, 2020
Book Page	60585/278

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Jan 1, 2049

Interest

Change Frequency	Quarterly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	219 CEDAR AVE, GAITHERSBURG, MD 20877-1907
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	JDM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 CEDAR AVE, GAITHERSBURG, MD 20877-1907

Mortgage

Document Number	0629350206
Date	May 10, 2021
Book Page	62935/206

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Jan 1, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 11, 2019
Property Address	219 CEDAR AVE, GAITHERSBURG, MD 20877-1907
Document Number	0570960379
Book / Page	057096 / 000379
Instrument Date	Dec 26, 2018
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	219 CEDAR AVE GAITHERSBURG MD 208771907, GAITHERSBURG, MD 20877-1907

Mortgage

Document Number	570960388
Date	Jan 11, 2019
Book Page	057096/000388

Lender

Name	MORTGAGE ACCESS
Type	Mortgage Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 219 Cedar Ave was $6,204.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,600 (+4.95%) Land $175,500 Building $344,100	$519,600 (-) Land $175,500 Building $344,100
2025	$6,204.00	$495,100	$519,600 Land $175,500 Building $344,100
2023		$446,100 Land $175,500 Building $270,600	$446,100 Land $175,500 Building $270,600
2022	$5,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 219 Cedar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 Cedar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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