217 Cedar Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 217 Cedar Ave, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,486 sqft · built 1964
Lot Size	0.153 acres (6,668 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Aug 2026)
Tax Bill	$5,735 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-00825855`

Property Details

APN / Parcel Number

Primary APN	`09-00825855`
Alternative APN	`00825855`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	936 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,668 sqft (0.153 acres)
Porch	Open Porch
Porch Area	64 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00825855
Street Address	217 CEDAR AVE
City	GAITHERSBURG
State	MD
Zip	20877-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	BROWNS ADDITION TO GAITHERSBURG
Legal Subdivision	BROWNS ADD GAITHERSBURG
Legal Block	2
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1007
Census Tract	700731

Owner

217 Cedar Ave is owned by an individual who bought it in August 2026.

Source: Montgomery County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	23412 STRINGTOWN RD, CLARKSBURG, MD 20871-9361
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 11, 2018	Grant Deed, Transfer · FHA Mortgage MORTGAGE ONE SOLUTIONS
Mar 26, 2018	Trustee's Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2026 · Amount on File
Deed Sale	Aug 13, 2026 · Amount on File
Prior Sale	Dec 11, 2018 · Amount on File
Deed Book / Page	70828 / 483
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 13, 2026
Property Address	217 CEDAR AVE, GAITHERSBURG, MD 20877-1907
Document Number	7082000483
Book / Page	70828 / 483
Instrument Date	Jul 31, 2026
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	HARVEST TITLE ESCROW LLC, HARVEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499,950.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	23412 STRINGTOWN RD, CLARKSBURG, MD 20871-9361

Mortgage

Document Number	7082000487,
Date	Aug 13, 2026
Book Page	70828/487

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	217 CEDAR AVE, GAITHERSBURG, MD 20877-1907
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CEDAR AVE, GAITHERSBURG, MD 20877-1907

Mortgage

Document Number	0625200018
Date	Apr 12, 2021
Book Page	62520/18

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Mar 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 11, 2018
Property Address	217 CEDAR AVE, GAITHERSBURG, MD 20877-1907
Document Number	0569710407
Book / Page	056971 / 000407
Instrument Date	Nov 28, 2018
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	TITLE ONE AND ESCROW INC, TITLE ONE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	217 CEDAR AVE GAITHERSBURG MD 208771907, GAITHERSBURG, MD 20877-1907

Mortgage

Document Number	569710415
Date	Dec 11, 2018
Book Page	056971/000415

Lender

Name	MORTGAGE ONE SOLUTIONS
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2048

March 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 26, 2018
Property Address	217 CEDAR AVE, GAITHERSBURG, MD 20877-1907
Document Number	0558130352
Book / Page	055813 / 000352
Instrument Date	Mar 5, 2018
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$216.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 7223 GAITHERSBURG MD 208987223, GAITHERSBURG, MD 20898-7223

Tax Assessment & Valuation

The 2025 property tax bill for 217 Cedar Ave was $5,735.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,900 (+5.49%) Land $160,700 Building $217,200	$377,900 (-) Land $160,700 Building $217,200
2025	$5,735.00	$358,233	$377,900 Land $160,700 Building $217,200
2023		$318,900 Land $160,700 Building $158,200	$318,900 Land $160,700 Building $158,200
2022	$4,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 217 Cedar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 217 Cedar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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