Frederick County property record for 2209 Independence St, Frederick, MD 21702 · Last verified August 2026
| Property Type | Other > Exempt (Full or Partial) |
|---|---|
| Bathrooms | 3.5 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1992 |
| Square Footage | 3,782 sqft Gross Area |
| Lot Size | 10,186 sqft (0.234 acres) |
| Garage | Attached, 528 sqft |
| Last Sale | $575,000 (2022) |
| Tax Bill | $88.00 (2025) |
| Primary APN | 02-175274 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,782 sqft Gross Area |
| 1st Floor | 1,102 sqft 1st Floor |
| Basement Area | 1,050 sqft Basement |
| Finished Basement | 1,050 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,186 sqft (0.234 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Deck Area | 487 sqft Deck |
| Porch | Open Porch |
| Porch Area | 44 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 175274 |
|---|---|
| Street Address | 2209 INDEPENDENCE ST |
| City | FREDERICK |
| State | MD |
| Zip | 21702-2621 |
| Property Usage | Other Property Usage |
| Type | Other > Exempt (Full or Partial) |
| Legal Description | LT 19 SEC 9 PLAT 2 10186 SQ FT WHITTIER PND |
| Legal Subdivision | WHITTIER POND |
| Legal Lot Number | 19 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 21, TUSCARORA |
| Census Blockgroup | 4 |
| Census Block | 4020 |
| Census Tract | 751202 |
Source: Frederick County records · APN 02-175274
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2209 INDEPENDENCE ST, FREDERICK, MD 21702-2621 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jul 29, 2022 | Deed, Transfer · Veterans Administration Mortgage USAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Prior Sale | Mar 17, 2006 · Amount on Record |
| Deed Book / Page | 16057 / 245 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2209 INDEPENDENCE ST, FREDERICK, MD 21702-2621 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0155090499 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 15509/499 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 29, 2022 |
| Property Address | 2209 INDEPENDENCE ST, FREDERICK, MD 21702-2621 |
| Document Number | 0160570245 |
| Book / Page | 16057 / 245 |
| Map Reference | MB 47 PG 140 |
| Instrument Date | Jul 26, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2209 INDEPENDENCE ST, FREDERICK, MD 21702-2621 |
| Document Number | 0016057251 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 16057/251 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Number | 0160910097 |
|---|---|
| Date | Aug 18, 2022 |
| Book Page | 16091/97 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $568,167 (+31.15%) | $611,900 (+12.01%) Land $177,000 Building $434,900 | |
| 2025 | $88.00 | ||
| 2023 | $88.00 Disabled Person's exemption Veteran's exemption | $433,233 | $546,300 Land $126,000 Building $420,300 |
2209 Independence St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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