2207 Independence St, Frederick, MD 21702 Property Records

Frederick County property record for 2207 Independence St, Frederick, MD 21702 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,626 sqft · built 1996
Lot Size0.228 acres (9,968 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Aug 2009)
Tax Bill$8,202 (2023)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN02-175266

Property Details

APN / Parcel Number

Primary APN02-175266
Alternative APNs
  • 2175266
  • 175266

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,626 sqft Total Area
1st Floor Area1,441 sqft
Basement Area1,100 sqft
Finished Basement1,100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,968 sqft (0.228 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area390 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number175266
Old Parcel Number2175266
Street Address2207 INDEPENDENCE ST
CityFREDERICK
StateMD
Zip21702-2621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 18 SEC 9 PLAT 2 9968 SQ FT WHITTIER PND
Legal SubdivisionWHITTIER PND SEC 9 2
Legal Lot Number18
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group4
Census Block4020
Census Tract751202

Owner

Source: Frederick County records · APN 02-175266

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2207 INDEPENDENCE ST, FREDERICK, MD 21702-2621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2009 · Amount on Record
Deed SaleAug 13, 2009 · Amount on Record
Prior SaleMar 26, 1998 · Amount on Record
Deed Document Number093136
Deed Book / Page07445 / 0049
Record UpdatedJun 07, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2207 INDEPENDENCE ST, FREDERICK, MD 21702-2621
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCOMMUNITY TITLE NETWORK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2207 INDEPENDENCE ST, FREDERICK, MD 21702-2621

Mortgage

Document Number0159480372
DateMay 27, 2022
Book Page15948/372
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$8,202.00 Homeowner's exemption$475,533$569,400 Land $125,900 Building $443,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2020, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 545 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 2,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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