Frederick County property record for 2121 Independence St, Frederick, MD 21702 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,790 sqft · built 1990 |
| Lot Size | 0.244 acres (10,627 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,973 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-168332 |
| Primary APN | 02-168332 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,790 sqft Living Area |
| Gross Area | 3,270 sqft |
| 1st Floor Area | 1,162 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,627 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | 162 sqft |
| Patio Area | 474 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 168332 |
|---|---|
| Street Address | 2121 INDEPENDENCE ST |
| City | FREDERICK |
| State | MD |
| Zip | 21702-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 SECT 9 PLAT 1 10627 SQ. FT. WHITTIER PND |
| Legal Subdivision | WHITTIER POND |
| Legal Lot Number | 14 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 751202 |
Source: Frederick County records · APN 02-168332
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2121 INDEPENDENCE ST, FREDERICK, MD 21702-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage NEWREZ LLC |
| Jun 20, 2017 | Deed, Transfer · FHA Mortgage EAGLE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2021 |
| Deed Sale | Oct 26, 2021 |
| Prior Sale | Jun 20, 2017 · Amount on Record |
| Deed Book / Page | 15427 / 70 |
| Prior Transfer Date | Oct 14, 2021 |
| Prior Transfer Doc | 0154270070 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 26, 2021 |
| Property Address | 2121 INDEPENDENCE ST, FREDERICK, MD 21702-2601 |
| Document Number | 0154270070 |
| Book / Page | 15427 / 70 |
| Map Reference | MB 43 FO 15 |
| Instrument Date | Oct 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2121 INDEPENDENCE ST, FREDERICK, MD 21702-2601 |
| Document Number | 1542778 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 15427/78 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 20, 2017 |
| Property Address | 2121 INDEPENDENCE ST, FREDERICK, MD 21702-2601 |
| Document Number | 0118790364 |
| Book / Page | 11879 / 0364 |
| Map Reference | MB43 FO15 |
| Instrument Date | Jun 08, 2017 |
| Instrument | 11879-0364 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2402 DOMINION DR APT 1D, 1D, FREDERICK, MD 21702-3147 |
| Document Number | 118790370 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 11879-0370 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,267 (+4.21%) | $568,800 (+12.63%) Land $177,200 Building $391,600 | |
| 2025 | $7,973.00 (+4.8%) Homeowner's exemption | $505,000 (+19.24%) Land $126,100 Building $378,900 | $505,000 (-) Land $126,100 Building $378,900 |
| 2024 | $7,608.00 (+7.29%) | ||
| 2023 | $7,091.00 Homeowner's exemption | $423,533 | $505,000 Land $126,100 Building $378,900 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2020, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 545 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Shenandoah Telecommunications Company | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 2,000 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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