Frederick County property record for 2213 Independence St, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,676 sqft · built 1994 |
| Lot Size | 0.23 acres (10,037 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Jul 2024) |
| Tax Bill | $8,414 (2024) |
| Deeds & Mortgages | Jan 2024 Transfer Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-175290 |
| Primary APN | 02-175290 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,676 sqft Living Area |
| Gross Area | 3,160 sqft |
| 1st Floor Area | 1,338 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,037 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 175290 |
|---|---|
| Street Address | 2213 INDEPENDENCE ST |
| City | FREDERICK |
| State | MD |
| Zip | 21702-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PND |
| Legal Description | LT 21 SEC 9 PLAT 2 10037 SQ FT WHITTIER PND |
| Legal Subdivision | WHITTIER POND |
| Legal Block | 4 |
| Legal Lot Number | 21 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 751202 |
Source: Frederick County records · APN 02-175290
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2213 INDEPENDENCE ST, FREDERICK, MD 21702-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Jan 08, 2024 | Intrafamily Transfer, Transfer |
| Nov 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Jun 29, 2017 | Deed of Trust, Mortgage MERIDIAN HM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 2024 · Amount on Record |
| Deed Sale | Jul 30, 2024 · Amount on Record |
| Prior Sale | Jul 28, 2005 · Amount on Record |
| Prior Transfer Date | Dec 04, 2023 |
| Prior Transfer Doc | 0167260431 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 08, 2024 |
| Property Address | 2213 INDEPENDENCE ST, FREDERICK, MD 21702-2621 |
| Document Number | 0167260431 |
| Book / Page | 16726 / 431 |
| Map Reference | MB 47 PG 140 |
| Instrument Date | Dec 04, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2213 INDEPENDENCE ST, FREDERICK, MD 21702-2621 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2213 INDEPENDENCE ST, FREDERICK, MD 21702-2621 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0142840363 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 14284/363 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2213 INDEPENDENCE ST, FREDERICK, MD 21702-2621 |
| Document Number | 0119230096 |
| Book / Page | 011923 / 000096 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2017 |
| Title Company | RESEARCH TITLE |
| Name | Verified Name |
|---|---|
| Address | 2213 INDEPENDENCE ST FREDERICK MD 217022621, FREDERICK, MD 21702-2621 |
| Document Number | 0119230096 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 011923/000096 |
| Name | MERIDIAN HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | HAMPSTEAD, MD 21074 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 12, 2047 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $493,800 (+19.05%) Land $126,000 Building $367,800 | $493,800 (-) Land $126,000 Building $367,800 | |
| 2024 | $8,414.00 (+11.53%) | ||
| 2023 | $7,544.00 | $414,800 | $493,800 Land $126,000 Building $367,800 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2020 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Verizon.
Based on FCC filings for 545 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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