2208 Ramsgate Way, Fort Smith, AR 72908 Property Records

Sebastian County property record for 2208 Ramsgate Way, Fort Smith, AR 72908

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,025 sqft
Lot Size0.392 acres (17,076 sqft)
Owner2 Individual Names on Record
Last Sale$296,000 (Jan 2006)
Tax Bill$3,809 (2026)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN12584-1373-00000-00

Property Details

APN / Parcel Number

Primary APN12584-1373-00000-00
Alternative APN
  • 89281

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,025 sqft Living Area
Gross Area3,785 sqft
1st Floor Area2,002 sqft
Upper Floors Area1,023 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialFrame/Masonry
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialFiberglass
Lot Area17,076 sqft (0.392 acres)
Garage TypeAttached
Garage Area760 sqft
DrivewayConcrete Driveway
Driveway Area702 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area90 sqft
PorchOpen Porch
Porch Area318 sqft
Patio Area586 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number89281
Street Address2208 RAMSGATE WAY
CityFORT SMITH
StateAR
Zip72908-0925
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1373
Legal Range32
Legal Township07
Legal Section16
Legal SubdivisionFIANNA ESTATES
Legal Block2
Legal Lot Number1373
JurisdictionSEBASTIAN AR
Township / Civil DivisionUPPER
Census Block Group2
Census Block2026
Census Tract1311

Owner

Source: Sebastian County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2208 RAMSGATE WAY, FORT SMITH, AR 72908-0925
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2006 · Amount on Record
Deed SaleJan 12, 2006 · Amount on Record
Prior SaleMar 10, 1999
Deed Document Number20067180694
Transfer Doc0678000213
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEBASTIAN AR
Property Address2208 RAMSGATE WAY, FORT SMITH, AR 72908-0925
Transaction TypeMortgage
Record UpdatedMar 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021F05629
DateMar 8, 2021
Instrument2021F-05629
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateArkansas
CountySebastian County
MunicipalityFort Smith City
Unified School DistrictFort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,809.00 Homeowner's exemption$91,916 (-) Land $10,500 Building $81,416$459,580 (-) Land $52,500 Building $407,080
2025$3,809.00 (+18.92%) Homeowner's exemption$91,916 (+47.09%) Land $10,500 Building $81,416$459,580 (+47.09%) Land $52,500 Building $407,080
2023$3,203.00 Homeowner's exemption$62,490 Land $11,000 Building $51,490$312,450 Land $55,000 Building $257,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 68% of Arkansas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT SMITH WATER UTILITIES
serves 86,209 people · EPA ID AR0000507
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Wave Rural Connect
Fiber
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

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