Sebastian County property record for 2212 Ramsgate Way, Fort Smith, AR 72908
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,117 sqft |
| Lot Size | 0.386 acres (16,848 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (May 2021) |
| Tax Bill | $3,848 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12584-1374-00000-00 |
| Primary APN | 12584-1374-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,117 sqft Living Area |
| 1st Floor Area | 1,618 sqft |
| Upper Floors Area | 1,499 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick/Stone |
|---|---|
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 16,848 sqft (0.386 acres) |
| Lot Dimensions | 208 ft deep x 81 ft wide |
| Garage Type | Built-in |
| Garage Area | 730 sqft |
| Driveway | Driveway |
| Driveway Area | 1,930 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Glass Porch |
|---|---|
| Porch Area | 405 sqft |
| Deck Area | 288 sqft |
| Patio Area | 304 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 89282 |
|---|---|
| Street Address | 2212 RAMSGATE WAY |
| City | FORT SMITH |
| State | AR |
| Zip | 72908-0925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1374 |
| Legal Range | 32 |
| Legal Township | 07 |
| Legal Section | 16 |
| Legal Subdivision | FIANNA ESTATES |
| Legal Lot Number | 1374 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1311 |
Source: Sebastian County records, as of November 28, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2212 RAMSGATE WAY, FORT SMITH, AR 72908-0925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| May 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| May 7, 2018 | Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2021 · Amount on Record |
| Deed Sale | May 11, 2021 · Amount on Record |
| Prior Sale | May 7, 2018 · Amount on Record |
| Deed Document Number | 2021F-12106 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 2212 RAMSGATE WAY, FORT SMITH, AR 72908-0925 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2212 RAMSGATE WAY, FORT SMITH, AR 72908-0925 |
| Document Number | 2024F05046 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 2024F-05046 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | FORT SMITH, AR 72903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | May 11, 2021 |
| Property Address | 2212 RAMSGATE WAY, FORT SMITH, AR 72908-0925 |
| Document Number | 2021F12106 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021F-12106 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $924.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 FOREST OAKS DR, 1800, VAN BUREN, AR 72956-3114 |
| Name | Verified Name |
|---|---|
| Address | 2212 RAMSGATE WAY, FORT SMITH, AR 72908-0925 |
| Document Number | 2021F12107 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021F-12107 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Recording Date | May 7, 2018 |
| Property Address | 2212 RAMSGATE WAY, FORT SMITH, AR 72908-0925 |
| Document Number | 2018F10131 |
| Instrument Date | May 4, 2018 |
| Instrument | 2018F-10131 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | WACO TITLE COMPANY, WACO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9221 MOODY RD, 9221, FORT SMITH, AR 72903-6729 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2212 RAMSGATE WAY, FORT SMITH, AR 72908-0925 |
| Document Number | 2018F10132 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 2018F-10132 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Sebastian County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,848.00 (+18.8%) Homeowner's exemption | $95,288 (+50.96%) Land $14,000 Building $81,288 | $476,440 (+50.96%) Land $70,000 Building $406,440 |
| 2023 | $3,239.00 Homeowner's exemption | $63,120 Land $11,000 Building $52,120 | $315,600 Land $55,000 Building $260,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 68% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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