Sebastian County property record for 2101 Ramsgate Way, Fort Smith, AR 72908
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,760 sqft |
| Lot Size | 1.45 acres (63,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Aug 1995) |
| Tax Bill | $4,897 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12584-1355-00000-00 |
| Primary APN | 12584-1355-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,760 sqft Living Area |
| Gross Area | 4,887 sqft |
| 1st Floor Area | 2,012 sqft |
| Upper Floors Area | 1,748 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick/Stone |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 63,336 sqft |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 98 sqft |
|---|---|
| Porch | Enclosed/Screened Porch |
| Porch Area | 551 sqft |
| Deck Area | 228 sqft |
| Patio Area | 618 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 89264 |
|---|---|
| Street Address | 2101 RAMSGATE WAY |
| City | FORT SMITH |
| State | AR |
| Zip | 72908-0952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1355 |
| Legal Range | 32 |
| Legal Township | 07 |
| Legal Section | 16 |
| Legal Subdivision | FIANNA ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1355 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1311 |
2101 Ramsgate Way is owned and occupied by two individuals who acquired it in May 2009.
Source: Sebastian County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2101 RAMSGATE WAY, FORT SMITH, AR 72908-0952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF FORT SMITH |
| Jan 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 1995 · Amount on File |
| Deed Sale | Aug 3, 1995 · Amount on File |
| Prior Sale | Mar 23, 1992 · Amount on File |
| Deed Book / Page | 611 / 1117 |
| Last Transfer Date | May 7, 2009 |
| Transfer Doc | 7267441 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 2101 RAMSGATE WAY, FORT SMITH, AR 72908-0952 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2101 RAMSGATE WAY, FORT SMITH, AR 72908-0952 |
| Document Number | 2022F18992 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 2022F-18992 |
| Name | FIRST NATIONAL BANK OF FORT SMITH |
|---|---|
| Type | Bank |
| Address | FORT SMITH, AR 72902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | Jul 29, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEBASTIAN AR |
| Property Address | 2101 RAMSGATE WAY, FORT SMITH, AR 72908-0952 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020F01418 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 2020F-01418 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2035 |
The 2026 property tax bill for 2101 Ramsgate Way was $4,897.
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,897.00 | $117,780 (-) Land $22,400 Building $95,380 | $588,900 (-) Land $112,000 Building $476,900 |
| 2025 | $4,897.00 | $117,780 Land $22,400 Building $95,380 | $588,900 Land $112,000 Building $476,900 |
| 2023 | $4,452.00 | $76,690 Land $16,500 Building $60,190 | $383,450 Land $82,500 Building $300,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2101 Ramsgate Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2101 Ramsgate Way is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 51% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Wave Rural Connect Fiber | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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