2208 Douglas St, Charleston, IL 61920 Property Records

Coles County property record for 2208 Douglas St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,427 sqft · built 1997
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Oct 2021)
Tax Bill	$3,711 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2-07100-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-07100-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,427 sqft Base Area
1st Floor Area	1,427 sqft
Basement Area	1,427 sqft
Unfinished Basement	1,427 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	135 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2208 DOUGLAS ST
City	CHARLESTON
State	IL
Zip	61920-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWOOD SUBD #2 LOT 1 NE 1/4 SEC 21 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	21
Legal Subdivision	EDGEWOOD SUBD
Legal Lot Number	1
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1020
Census Tract	900

Owner

2208 Douglas St is owned and occupied by an individual who bought it in October 2021.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2208 DOUGLAS ST, CHARLESTON, IL 61920-3108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK
Dec 29, 2017	Deed of Trust, Mortgage · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Sep 30, 2011 · Amount on File
Deed Document Number	2021797550
Prior Transfer Date	Nov 19, 2012
Prior Transfer Doc	2013742784
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Oct 4, 2021
Property Address	2208 DOUGLAS ST, CHARLESTON, IL 61920-3108
Document Number	202100797550
Instrument Date	Sep 30, 2021
Instrument	202100797550
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2208 DOUGLAS ST, CHARLESTON, IL 61920-3108

Mortgage

Document Number	202100797551
Date	Oct 4, 2021
Instrument	202100797551

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate	2.75%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	2208 DOUGLAS ST, CHARLESTON, IL 61920-3108
Transaction Type	Mortgage
Record Updated	Jan 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700774068
Date	Dec 29, 2017
Instrument	201700774068

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2208 Douglas St was $3,711 with a homeowner's exemption, up 4.7% from the year before.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,711.00 (+4.65%) Homeowner's exemption	$56,969 (+10.2%) Land $9,523 Building $47,446	$170,907 (+10.2%) Land $28,569 Building $142,338
2024	$3,546.00	$51,696 (+9.5%) Land $8,642 Building $43,054	$155,088 (+9.5%) Land $25,926 Building $129,162
2023		$47,211 Land $7,892 Building $39,319	$141,633 Land $23,676 Building $117,957
2020	$3,628.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2208 Douglas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2208 Douglas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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