2202 Douglas St, Charleston, IL 61920 Property Records

Coles County property record for 2202 Douglas St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1982
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$59,500 (Jan 2021)
Tax Bill	$2,582 (2022)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2-07094-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-07094-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,092 sqft Base Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	135 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2202 DOUGLAS ST
City	CHARLESTON
State	IL
Zip	61920-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWOOD SUBD SEC A LOT 15 NE 1/4 SEC 21 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	21
Legal Subdivision	EDGEWOOD SUBD
Legal Lot Number	15
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1020
Census Tract	900

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2202 DOUGLAS ST, CHARLESTON, IL 61920-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 28, 2021	Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	Jun 20, 2016 · Amount on Record
Deed Document Number	2021792650
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Recording Date	Apr 7, 2026
Property Address	2202 DOUGLAS ST, CHARLESTON, IL 61920-3108
Document Number	0000822027
Instrument Date	Apr 2, 2026
Instrument	2026822027
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 DOUGLAS ST, CHARLESTON, IL 61920-3108

Mortgage

Document Number	0000822027,
Date	Apr 7, 2026
Instrument	2026822027

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.99%
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jan 28, 2021
Property Address	2202 DOUGLAS ST, CHARLESTON, IL 61920-3108
Document Number	202100792650
Map Reference	MB 5 PG 54
Instrument Date	Jan 26, 2021
Instrument	202100792650
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$59.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 DOUGLAS ST, CHARLESTON, IL 61920-3108

Mortgage

Document Number	202100792651
Date	Jan 28, 2021
Instrument	202100792651

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$50,661 (+10.2%) Land $13,644 Building $37,017	$151,983 (+10.2%) Land $40,932 Building $111,051
2024		$45,972 (+9.5%) Land $12,381 Building $33,591	$137,916 (+9.5%) Land $37,143 Building $100,773
2023		$41,984 Land $11,307 Building $30,677	$125,952 Land $33,921 Building $92,031
2022	$2,582.00 (+17.1%)
2020	$2,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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