2138 Douglas St, Charleston, IL 61920 Property Records

Coles County property record for 2138 Douglas St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1984
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$111,500 (Feb 2023)
Tax Bill	$2,773 (2025)
Deeds & Mortgages	Feb 2023 Transfer Feb 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-2-07093-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-07093-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,352 sqft Base Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	135 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2138 DOUGLAS ST
City	CHARLESTON
State	IL
Zip	61920-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EDGEWOOD SUBD SEC A LOT 14 NE 1/4 SEC 21 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	21
Legal Subdivision	EDGEWOOD SUBD
Legal Lot Number	14
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1020
Census Tract	900

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2138 DOUGLAS ST, CHARLESTON, IL 61920-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 10, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST FSLA OF CENTRAL ILLINOIS
Oct 9, 2020	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Sep 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK NA
Jan 3, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Prior Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	2023805348
Prior Transfer Date	Feb 8, 2023
Prior Transfer Doc	0000805349
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLES IL
Recording Date	Feb 10, 2023
Property Address	2138 DOUGLAS ST, CHARLESTON, IL 61920-3106
Document Number	202300805349
Instrument Date	Feb 8, 2023
Instrument	202300805349
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2138 DOUGLAS ST, CHARLESTON, IL 61920-3106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 DOUGLAS ST, CHARLESTON, IL 61920-3106

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Feb 10, 2023
Property Address	2138 DOUGLAS ST, CHARLESTON, IL 61920-3106
Document Number	202300805348
Instrument Date	Jan 25, 2023
Instrument	202300805348
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4834 CAMAS, SAN ANTONIO, TX 78247-5566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 DOUGLAS ST, CHARLESTON, IL 61920-3106

Mortgage

Document Number	202300805350
Date	Feb 10, 2023
Instrument	202300805350

Lender

Name	FIRST FSLA OF CENTRAL ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2038

Interest

Rate	5.75%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Oct 9, 2020
Property Address	2138 DOUGLAS ST, CHARLESTON, IL 61920-3106
Document Number	202000790593
Map Reference	MB 5 PG 54
Instrument Date	Oct 9, 2020
Instrument	202000790593
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2138 DOUGLAS ST, CHARLESTON, IL 61920-3106

Mortgage

Document Number	202000790594
Date	Oct 9, 2020
Instrument	202000790594

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.37%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Sep 13, 2019
Property Address	2138 DOUGLAS ST, CHARLESTON, IL 61920-3106
Document Number	201900783855
Instrument Date	Sep 9, 2019
Instrument	201900783855
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2138 DOUGLAS ST, CHARLESTON, IL 61920-3106

Mortgage

Document Number	201900783856
Date	Sep 13, 2019
Instrument	201900783856

Lender

Name	FIRST NEIGHBOR BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jan 3, 2017
Property Address	2138 DOUGLAS ST, CHARLESTON, IL 61920-3106
Document Number	201700767996
Instrument Date	Dec 29, 2016
Instrument	201700767996
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 DOUGLAS ST, CHARLESTON, IL 61920-3106

Mortgage

Document Number	201700767997
Date	Jan 3, 2017
Instrument	201700767997

Lender

Name	FIRST STATE BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,773.00 (+23.19%)	$38,084 (+20.67%) Land $9,097 Building $28,987	$114,252 (+20.67%) Land $27,291 Building $86,961
2023		$31,561 (+1.68%) Land $7,539 Building $24,022	$94,683 (+1.68%) Land $22,617 Building $72,066
2022		$31,039 Land $7,414 Building $23,625	$93,117 Land $22,242 Building $70,875
2020	$2,251.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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