2139 Douglas St, Charleston, IL 61920 Property Records

Coles County property record for 2139 Douglas St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,296 sqft · built 1993
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Feb 2026)
Tax Bill	$3,441 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2-15201-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-15201-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,296 sqft Base Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	198 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2139 DOUGLAS ST
City	CHARLESTON
State	IL
Zip	61920-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODRIDGE SUBD LOT 1 E 1/2 NW 1/4 SEC 22 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	22
Legal Subdivision	WOODRIDGE SUBD
Legal Lot Number	1
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1021
Census Tract	900

Owner

2139 Douglas St is owned and occupied by two individuals who bought it in February 2026.

Source: Coles County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2139 DOUGLAS ST, CHARLESTON, IL 61920-3107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Warranty Deed, Transfer · Conventional Mortgage SOFI BANK NA
Jan 17, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	Jan 17, 2020 · Amount on File
Deed Document Number	2026821052
Prior Transfer Date	Jan 22, 2013
Prior Transfer Doc	2013742566
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Feb 2, 2026
Property Address	2139 DOUGLAS ST, CHARLESTON, IL 61920-3107
Document Number	202600821052
Instrument Date	Jan 30, 2026
Instrument	202600821052
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	CRITES TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 FRANKLIN ST, CHARLESTON, IL 61920-3127

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2139 DOUGLAS ST, CHARLESTON, IL 61920-3107

Mortgage

Document Number	202600821053
Date	Feb 2, 2026
Instrument	202600821053

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jan 17, 2020
Property Address	2139 DOUGLAS ST, CHARLESTON, IL 61920-3107
Document Number	202000785878
Instrument Date	Jan 16, 2020
Instrument	202000785878
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1709 DOUGLAS ST, 1709, CHARLESTON, IL 61920-3118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 DOUGLAS ST, CHARLESTON, IL 61920-3107

Mortgage

Document Number	202000785879
Date	Jan 17, 2020
Instrument	202000785879

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.38%

Tax Assessment & Valuation

The 2025 property tax bill for 2139 Douglas St was $3,441 with a homeowner's exemption, up 4.7% from the year before.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,441.00 (+4.75%) Homeowner's exemption	$53,266 (+10.2%) Land $9,860 Building $43,406	$159,798 (+10.2%) Land $29,580 Building $130,218
2024	$3,285.00 Homeowner's exemption	$48,335 (+9.5%) Land $8,947 Building $39,388	$145,005 (+9.5%) Land $26,841 Building $118,164
2023		$44,142 Land $8,171 Building $35,971	$132,426 Land $24,513 Building $107,913
2020	$3,967.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2139 Douglas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2139 Douglas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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