2204 E 5th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2204 E 5th St, Charlotte, NC 28204

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 1928
Lot Size0.192 acres (8,372 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (May 2021)
Tax Bill$6,501 (2023)
Deeds & MortgagesMay 2021 Sale & Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN127-084-16

Property Details

APN / Parcel Number

Primary APN127-084-16

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,456 sqft Heated Area
Gross Area1,458 sqft
1st Floor Area1,332 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,372 sqft (0.192 acres)
Garage Area180 sqft
PorchPorch
Porch Area30 sqft
Patio Area75 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number127-084-16
Street Address2204 E 5TH ST
CityCHARLOTTE
StateNC
Zip28204-3306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL2 B7 M3-13
Legal SubdivisionROSEMONT
Legal Block7
Legal Lot Number2
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3019
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2204 E 5TH ST, CHARLOTTE, NC 28204-3306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL BANK FSB
May 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jun 27, 2019Warranty Deed, Transfer
GREAT AMERICAN VENTURES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2021 · Amount on Record
Deed SaleMay 3, 2021 · Amount on Record
Prior SaleJun 27, 2019 · Amount on Record
Deed Document Number0036017341
Deed Book / Page36017 / 341
Record UpdatedJun 7, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 3, 2021
Property Address2204 E 5TH ST, CHARLOTTE, NC 28204-3306
Document Number0000087590
Book / Page36017 / 341
Map ReferenceMB 3 PG 13
Instrument DateApr 30, 2021
Instrument2021087590
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyHARBOR CITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address309 PEACHTREE BATTLE AVE NW, ATLANTA, GA 30305-4030

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087591
DateMay 3, 2021
Instrument2021087591
Lender
NameFIRST FEDERAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2204 E 5TH ST, CHARLOTTE, NC 28204-3306
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069826
DateMay 15, 2020
Book Page34579/766
Instrument2020069826
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 27, 2019
Property Address2204 E 5TH ST, CHARLOTTE, NC 28204-3306
Document Number0000080436
Book / Page033623 / 000762
Instrument DateJun 27, 2019
Instrument80436
Transaction TypeTransfer
Record UpdatedJul 31, 2019
Title CompanyHARBOR CITY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,075.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2204 E STH ST CHARLOTTE NC 28204, CHARLOTTE, NC 28204

Mortgage

Document Number80437
DateJun 27, 2019
Book Page033623/000764
Instrument80437
Lender
NameGREAT AMERICAN VENTURES LLC
Address3074 SLATON DR NW, ATLANTA, GA 30305-2007
Agreement
AmountAmount Recorded
Term24 Months
DueJun 26, 2021

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on E 5th St

Nearby Streets

Search Property Records by Address or Parcel Number